Guides

  • Mortgages

    The Shared Ownership Scheme

    In an attempt to help more people get onto the property ladder, the Government has instituted a series of Help to Buy schemes that can assist first…

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  • Loans

    Choosing the right type of loan

    There are lots of different loans. What they’re for, and why you may get one over another, can be a bit confusing. That’s why we’ve broken down every…

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  • Loans

    Guide to Personal Loans

    What is an personal loan? Personal loans are one of the most common types of loans, commonly taken out by people looking to make a one-off essential…

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  • Loans

    Guide to Debt Consolidation Loans

    What is a debt consolidation loan? A debt consolidation loan allows you to simplify your finances. If you owe money on multiple cards or are paying…

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  • Credit Cards

    How to choose the right credit card

    Cards Choice Which credit card is best for you and your finances? Here’s the truth: although there are lots of different credit cards available, there…

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  • Credit Cards

    Why use a purchase card?

    Let’s face it: sometimes, we all have things we need to buy. And sometimes, we wonder how we’re going to fund those things. Not many people know it’s…

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  • Free Credit Report

    The Credit Report Check

    There are four main things you should check on your credit report, so here’s a poem about what they are. Why? For fun, and to help you remember. Once…

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  • Free Credit Report

    Your Credit Score Explained

    Most of us know we have a credit score, and that a higher score generally means you have a better credit rating. But, if you’ve been looking to have…

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  • Free Credit Report

    What is a good credit score?

    What is a good credit score? You’re not going to like this: there’s no simple number to indicate what a good credit score is. That’s because the three…

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  • Free Credit Report

    Your credit score range explained

    Your credit score range explained In the UK, there’s no such thing as a universal credit score. The three credit reference agencies — TransUnion…

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  • Free Credit Report

    What is a credit score?

    What is a credit score? A credit score is a number given to you by a credit reference agency. There are three credit reference agencies in the UK…

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  • Free Credit Report

    What is a credit check?

    What is a credit check? It’s best to start with your credit file when it comes to understanding credit checks. This is the information the three…

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  • Free Credit Report

    My credit report: an introduction

    What is my credit report? Before we get into what a credit report is, it’s useful to know the difference between the different credit terms. It starts…

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  • Free Credit Report

    Improving credit: 5 things you need to know

    1. Improving credit starts with your Free Credit Report If improving your credit is on your mind, your Free Credit Report from TotallyMoney will let…

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  • Free Credit Report

    How to fix a bad credit score

    How to start fixing a bad credit score First things first: to fix a bad credit score, you need to know what your credit score is. A good way to find…

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  • Free Credit Report

    Turned down for credit? Here’s what to do

    Stop applying for credit If you’ve been turned down for a credit a lot, it’s important you stop applying. In fact, stop right now. Thank you very much…

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  • Free Credit Report

    8 secrets to a good credit rating

    In many ways, a good relationship is like a good credit rating: it’s a long-term commitment, it takes work, and sometimes it’ll get on your nerves…

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  • Free Credit Report

    How to build a good credit score

    Just starting out? Here’s how to build credit Not to side with lenders (we’re always on your side, after all), but they’re in a bit of a tricky…

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  • Free Credit Report

    Credit card fraud

    Checking your credit report can help you see if you’re a victim of credit card fraud According to the Office of National Statistics, there were some…

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  • Free Credit Report

    Checking Your Credit Report

    Why checking your credit report is important If you want to improve or maintain your credit rating — or if you’re looking to get the best deals…

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