|Guides

In an attempt to help more people get onto the property ladder, the Government has instituted a series of Help to Buy schemes that can assist first…

There are lots of different loans. What they’re for, and why you may get one over another, can be a bit confusing. That’s why we’ve broken down every…

What is an personal loan? Personal loans are one of the most common types of loans, commonly taken out by people looking to make a one-off essential…

What is a debt consolidation loan? A debt consolidation loan allows you to simplify your finances. If you owe money on multiple cards or are paying…

Cards Choice Which credit card is best for you and your finances? Here’s the truth: although there are lots of different credit cards available, there…

Let’s face it: sometimes, we all have things we need to buy. And sometimes, we wonder how we’re going to fund those things. Not many people know it’s…

There are four main things you should check on your credit report, so here’s a poem about what they are. Why? For fun, and to help you remember. Once…

Most of us know we have a credit score, and that a higher score generally means you have a better credit rating. But, if you’ve been looking to have…

What is a good credit score? You’re not going to like this: there’s no simple number to indicate what a good credit score is. That’s because the three…

Your credit score range explained In the UK, there’s no such thing as a universal credit score. The three credit reference agencies — TransUnion…

What is a credit score? A credit score is a number given to you by a credit reference agency. There are three credit reference agencies in the UK…

What is a credit check? It’s best to start with your credit file when it comes to understanding credit checks. This is the information the three…

What is my credit report? Before we get into what a credit report is, it’s useful to know the difference between the different credit terms. It starts…

1. Improving credit starts with your Free Credit Report If improving your credit is on your mind, your Free Credit Report from TotallyMoney will let…

How to start fixing a bad credit score First things first: to fix a bad credit score, you need to know what your credit score is. A good way to find…

Stop applying for credit If you’ve been turned down for a credit a lot, it’s important you stop applying. In fact, stop right now. Thank you very much…

In many ways, a good relationship is like a good credit rating: it’s a long-term commitment, it takes work, and sometimes it’ll get on your nerves…

Just starting out? Here’s how to build credit Not to side with lenders (we’re always on your side, after all), but they’re in a bit of a tricky…

Checking your credit report can help you see if you’re a victim of credit card fraud According to the Office of National Statistics, there were some…

Why checking your credit report is important If you want to improve or maintain your credit rating — or if you’re looking to get the best deals…