Your essential guides

Bad credit history and rating? Here’s what to do

Some may think: I don’t need credit, so why does it matter if I have a bad credit history and rating? The truth is, even if you don’t need credit right now, life can take an unexpected twist at any time. And in such a situation, it’s good to know you have credit available should you need it.

How to Reclaim Credit Card Charges

You could be entitled to £100s, or possibly £1,000s, back from your credit card provider for missed payment charges or going over the top of your credit limit.

Read this guide to find out if you can claim your money back.

travel credit cards

How a Travel Credit Card Can Save You Money Abroad

If you’re going overseas, choosing the right credit card before you go is essential. Plastic is the cheapest, most convenient, flexible way of spending money abroad. Find out how to pick the best card for your travels with this guide.

Find Out About Fixed-Rate Mortgages

Fixed-rate mortgages offer the security of knowing exactly what you’ll pay each month but you’ll probably pay a premium for that luxury. Find out if a fixed-rate mortgage is for you with this guide.

Is a Tracker Mortgage Right for You?

Tracker mortgages tend to offer you lower rates in return for taking a chance on mortgage interest rates stay low. But, if rates start to rise you’ll be hit with higher repayments. Find out if a tracker mortgage suits your needs with this guide.

A Beginner’s Guide to Loans

Some lenders offer special deals for people with bad credit who are looking for a loan. However some deals can end up costing you a lot, so use our guide to make sure you know what you’re looking for.

Introduction to Bad Credit Loans

Some lenders offer special deals for people with bad credit who are looking for a loan. However some deals can end up costing you a lot, so use our guide to make sure you know what you’re looking for.

A Guide to Homeowner Loans

Homeowner loans can help you secure large amounts of money, however there is a huge amount of risk involved when borrowing against your home. Find out more in our guide.

How to Get an Unsecured Loan

Unsecured loans do not require you to put down any form of collateral when you borrow. That way if you do end up missing payments or defaulting you won’t lose your house or car. However, to compensate for this lenders usually charge higher interest rates. Is an unsecured loan for you?

How to Maximise your Mortgage Deposit

Thinking of buying a house? The size of your deposit is key to saving tens of thousands of pounds over the life of your mortgage. Here we explain the importance of saving as much as possible before you buy a home, and how you can make your cash grow.

How to Buy with a Small Deposit

Buying a house is an expensive business, but it’s possible to do it with a small amount of savings. In this guide we explain everything you need to know about buying with a low deposit, including how to find the cheapest deal.

Buying vs Renting: Which is Best?

Instead of throwing away thousands of pounds a year on rented accommodation, maybe it’s time you invest and take your first step onto the property ladder.

How to Protect Yourself from Credit Card Fraud

Thieves hundreds of millions of pounds a year from cards in the UK. Some scams are sophisticated, but others are more old-fashioned with fraudsters stealing money in really simple ways.Read this guide to find out how to keep your credit card safe from credit card fraud.