Guides
Money
Coronavirus and overdrafts: everything you need to know
Yes you can use it. But, if you are struggling to pay off your overdraft, there are some new measures in place to help. Under guidance from the…Money
Car Insurance
Organising your car finance, insurance, and MOT during coronavirus
The coronavirus pandemic has left many out of work, on reduced hours, and unable to leave their home...
Loans
Long and short term loans during coronavirus: what to do if you’re struggling
We’re on a mission to help everyone move on up to a better financial future, so we’ve put together t...
Mortgages
Mortgages and coronavirus: what to do if you’re affected
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How to get help with credit card payments during coronavirus
If you are in this situation, contact your bank or lender as soon as possible.Money
Coronavirus and your finances: how to get the help you need
How to get help with your finances during Coronavirus. We're updating this guide on a regular basis,...
Credit Cards
How to choose the right credit card
Cards Choice Which credit card is best for you and your finances? Here’s the truth: ###although there are lots of different credit cards available…Loans
Guide to Personal Loans
What is an personal loan? Personal loans are one of the most common types of loans, commonly taken out by people looking to make a one-off essential…Loans
Guide to Debt Consolidation Loans
What is a debt consolidation loan? A debt consolidation loan allows you to simplify your finances. If you owe money on multiple cards or are paying…Credit Cards
Why use a purchase card?
Let’s face it: sometimes, we all have things we need to buy. And sometimes, we wonder how we’re going to fund those things. Not many people know it’s…Free Credit Report
How to check your credit score
How do you check your credit score? Well, a good place to start is with your TotallyMoney Free Credi...
Free Credit Report
What is a good credit score?
What is a good credit score? You’re not going to like this: there’s no simple number to indicate what a good credit score is. That’s because the three…Free Credit Report
Your credit score range explained
Your credit score range explained In the UK, there’s no such thing as a universal credit score. The three credit reference agencies — TransUnion…Free Credit Report
What is a credit score?
What is a credit score? A credit score is a number given to you by a credit reference agency. There are three credit reference agencies in the UK…Free Credit Report
What is a credit check?
What is a credit check? It’s best to start with your credit file when it comes to understanding credit checks. This is the information the three…Free Credit Report
My credit report: an introduction
What is my credit report? Before we get into what a credit report is, it’s useful to know the difference between the different credit terms. It starts…Free Credit Report
Improving credit: 5 things you need to know
1. Improving credit starts with your Free Credit Report If improving your credit is on your mind, your Free Credit Report from TotallyMoney will let…Free Credit Report
Turned down for credit? Here’s what to do
Stop applying for credit If you’ve been turned down for a credit a lot, it’s important you stop applying. In fact, stop right now. Thank you very much…Free Credit Report
8 secrets to a good credit rating
In many ways, a good relationship is like a good credit rating: it’s a long-term commitment, it takes work, and sometimes it’ll get on your nerves…Free Credit Report
How to build a good credit score
Just starting out? Here’s how to build credit Not to side with lenders (we’re always on your side, after all), but they’re in a bit of a tricky…