Free Credit Report
Your credit score range explained
Your credit score range explained In the UK, there’s no such thing as a universal credit score. The three credit reference agencies — TransUnion…Read moreFree Credit Report
What is a credit score?
What is a credit score? A credit score is a number given to you by a credit reference agency. There are three credit reference agencies in the UK…Read moreFree Credit Report
What is a credit check?
What is a credit check? It’s best to start with your credit file when it comes to understanding credit checks. This is the information the three…Read moreFree Credit Report
My credit report: an introduction
What is my credit report? Before we get into what a credit report is, it’s useful to know the difference between the different credit terms. It starts…Read moreFree Credit Report
Improving credit: 5 things you need to know
1. Improving credit starts with your Free Credit Report If improving your credit is on your mind, your Free Credit Report from TotallyMoney will let…Read moreFree Credit Report
How to fix a bad credit score
How to start fixing a bad credit score First things first: to fix a bad credit score, you need to know what your credit score is. A good way to find…Read moreFree Credit Report
Turned down for credit? Here’s what to do
Stop applying for credit If you’ve been turned down for a credit a lot, it’s important you stop applying. In fact, stop right now. Thank you very much…Read moreFree Credit Report
8 secrets to a good credit rating
In many ways, a good relationship is like a good credit rating: it’s a long-term commitment, it takes work, and sometimes it’ll get on your nerves…Read moreFree Credit Report
How to build a good credit score
Just starting out? Here’s how to build credit Not to side with lenders (we’re always on your side, after all), but they’re in a bit of a tricky…Read moreFree Credit Report
Credit card fraud
Checking your credit report can help you see if you’re a victim of credit card fraud According to the Office of National Statistics, there were some…Read moreFree Credit Report
Checking Your Credit Report
Why checking your credit report is important If you want to improve or maintain your credit rating — or if you’re looking to get the best deals…Read moreFree Credit Report
Bad credit history and rating? Here’s what to do
What causes a bad credit history and rating? Some things that damage your credit rating are more well known than others, such as missed or late…Read moreCredit Cards
How to Reclaim Credit Card Charges
What Charges Can You Face? Aside from the interest charges you pay if you don't clear your balance in full each month there are two fees that you may…Read moreCredit Cards
How a Travel Credit Card Can Save You Money Abroad
Why You Should Use a Credit Card Abroad There is simply no better way to spend when you are abroad than with a credit card. Here are five reasons why…Read moreMortgages
Find Out About Fixed-Rate Mortgages
What is a Fixed-Rate Mortgage? A fixed-rate mortgages are simply a mortgage where the interest rate stays the same for a set period, usually between…Read moreMortgages
Is a Tracker Mortgage Right for You?
What is a Tracker Mortgage? The interest rate on a tracker mortgage is pegged to the Bank of England base rate. So, when the base rate moves so will…Read moreLoans
A Beginner's Guide to Loans
Personal Loans Personal loans are usually offered by the larger banks. You can use them to borrow between £1,000 to £25,000. They tend to have…Read moreLoans
Featured
Introduction to Bad Credit Loans
What is a Bad Credit Loan? Bad credit loans is a catch-all term for a wide range of loans aimed at people who have a poor credit history and may…Read moreLoans
A Guide to Homeowner Loans
What is a Homeowner Loan? A homeowner loan offers a way of borrowing large sums, typically between £3,000 and £100,000. It is only available to…Read moreLoans
How to Get an Unsecured Loan
What is an Unsecured Loan? Unsecured loans offer a way of borrowing between £1,000 and £25,000 over a period of one to seven years. You make the same…Read more