Guides

  • Money

    Coronavirus and overdrafts: everything you need to know

    Yes you can use it. But, if you are struggling to pay off your overdraft, there are some new measures in place to help. Under guidance from the…
  • Money

    Car Insurance

    Organising your car finance, insurance, and MOT during coronavirus

    The coronavirus pandemic has left many out of work, on reduced hours, and unable to leave their home...

  • Loans

    Long and short term loans during coronavirus: what to do if you’re struggling

    We’re on a mission to help everyone move on up to a better financial future, so we’ve put together t...

  • Mortgages

    Mortgages and coronavirus: what to do if you’re affected

    Barclays Coventry Building Society HSBC Lloyds Nationwide RBS Santander TSB Virgin Money Yorkshire Building Society
  • Credit Cards

    How to get help with credit card payments during coronavirus

    If you are in this situation, contact your bank or lender as soon as possible.
  • Money

    Coronavirus and your finances: how to get the help you need

    How to get help with your finances during Coronavirus. We're updating this guide on a regular basis,...

  • Credit Cards

    How to choose the right credit card

    Cards Choice Which credit card is best for you and your finances? Here’s the truth: ###although there are lots of different credit cards available…
  • Loans

    Guide to Personal Loans

    What is an personal loan? Personal loans are one of the most common types of loans, commonly taken out by people looking to make a one-off essential…
  • Loans

    Guide to Debt Consolidation Loans

    What is a debt consolidation loan? A debt consolidation loan allows you to simplify your finances. If you owe money on multiple cards or are paying…
  • Credit Cards

    Why use a purchase card?

    Let’s face it: sometimes, we all have things we need to buy. And sometimes, we wonder how we’re going to fund those things. Not many people know it’s…
  • Free Credit Report

    How to check your credit score

    How do you check your credit score? Well, a good place to start is with your TotallyMoney Free Credi...

  • Free Credit Report

    What is a good credit score?

    What is a good credit score? You’re not going to like this: there’s no simple number to indicate what a good credit score is. That’s because the three…
  • Free Credit Report

    Your credit score range explained

    Your credit score range explained In the UK, there’s no such thing as a universal credit score. The three credit reference agencies — TransUnion…
  • Free Credit Report

    What is a credit score?

    What is a credit score? A credit score is a number given to you by a credit reference agency. There are three credit reference agencies in the UK…
  • Free Credit Report

    What is a credit check?

    What is a credit check? It’s best to start with your credit file when it comes to understanding credit checks. This is the information the three…
  • Free Credit Report

    My credit report: an introduction

    What is my credit report? Before we get into what a credit report is, it’s useful to know the difference between the different credit terms. It starts…
  • Free Credit Report

    Improving credit: 5 things you need to know

    1. Improving credit starts with your Free Credit Report If improving your credit is on your mind, your Free Credit Report from TotallyMoney will let…
  • Free Credit Report

    Turned down for credit? Here’s what to do

    Stop applying for credit If you’ve been turned down for a credit a lot, it’s important you stop applying. In fact, stop right now. Thank you very much…
  • Free Credit Report

    8 secrets to a good credit rating

    In many ways, a good relationship is like a good credit rating: it’s a long-term commitment, it takes work, and sometimes it’ll get on your nerves…
  • Free Credit Report

    How to build a good credit score

    Just starting out? Here’s how to build credit Not to side with lenders (we’re always on your side, after all), but they’re in a bit of a tricky…