Guides
Credit Cards
Why use a purchase card?
Let’s face it: sometimes, we all have things we need to buy. And sometimes, we wonder how we’re going to fund those things. Not many people know it’s…Free Credit Report
How to check your credit score
How do you check your credit score? Well, a good place to start is with your TotallyMoney Free Credi...
Free Credit Report
What is a good credit score?
What is a good credit score? You’re not going to like this: there’s no simple number to indicate what a good credit score is. That’s because the three…Free Credit Report
Your credit score range explained
Your credit score range explained In the UK, there’s no such thing as a universal credit score. The three credit reference agencies — TransUnion…Free Credit Report
What is a credit score?
What is a credit score? A credit score is a number given to you by a credit reference agency. There are three credit reference agencies in the UK…Free Credit Report
What is a credit check?
What is a credit check? It’s best to start with your credit file when it comes to understanding credit checks. This is the information the three…Free Credit Report
My credit report: an introduction
What is my credit report? Before we get into what a credit report is, it’s useful to know the difference between the different credit terms. It starts…Free Credit Report
Improving credit: 5 things you need to know
1. Improving credit starts with your Free Credit Report If improving your credit is on your mind, your Free Credit Report from TotallyMoney will let…Free Credit Report
How to fix a bad credit score
How to start fixing a bad credit score First things first: to fix a bad credit score, you need to know what your credit score is. A good way to find…Free Credit Report
Turned down for credit? Here’s what to do
Stop applying for credit If you’ve been turned down for a credit a lot, it’s important you stop applying. In fact, stop right now. Thank you very much…Free Credit Report
8 secrets to a good credit rating
In many ways, a good relationship is like a good credit rating: it’s a long-term commitment, it takes work, and sometimes it’ll get on your nerves…Free Credit Report
How to build a good credit score
Just starting out? Here’s how to build credit Not to side with lenders (we’re always on your side, after all), but they’re in a bit of a tricky…Free Credit Report
Credit card fraud
Checking your credit report can help you see if you’re a victim of credit card fraud According to the Office of National Statistics, there were some…Free Credit Report
Checking Your Credit Report
Why checking your credit report is important If you want to improve or maintain your credit rating — or if you’re looking to get the best deals…Free Credit Report
Bad credit history and rating? Here’s what to do
What causes a bad credit history and rating? Some things that damage your credit rating are more well known than others, such as missed or late…Credit Cards
How to Reclaim Credit Card Charges
What Charges Can You Face? Aside from the interest charges you pay if you don't clear your balance in full each month there are two fees that you may…Credit Cards
How a Travel Credit Card Can Save You Money Abroad
Why You Should Use a Credit Card Abroad There is simply no better way to spend when you are abroad than with a credit card. Here are five reasons why…Mortgages
Find Out About Fixed-Rate Mortgages
What is a Fixed-Rate Mortgage? A fixed-rate mortgages are simply a mortgage where the interest rate stays the same for a set period, usually between…Mortgages
Is a Tracker Mortgage Right for You?
What is a Tracker Mortgage? The interest rate on a tracker mortgage is pegged to the Bank of England base rate. So, when the base rate moves so will…Loans
A Beginner's Guide to Loans
Personal Loans Personal loans are usually offered by the larger banks. You can use them to borrow between £1,000 to £25,000. They tend to have…