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What are the different types of credit card?

You can find out more information about the different types of credit card in our guide

What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us is accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

What’s a credit limit?

A credit limit represents the maximum amount you can borrow or spend on your card, and is set by the lender. It’s based on multiple factors, including your credit history and income.

Why don’t I have offers with a guaranteed credit limit?

If you can’t see any offers with a guaranteed credit limit, this is because no lenders can offer you a card with the amount you entered. You could try decreasing it to see if you get any guaranteed limit offers.

Exclusive Offer

Exclusive to the TotallyMoney comparison platform. This offer may appear on sites that we power or advertise through.

Pre-population

When you click to go to a lender we may pass over your details to help speed up the application process

Can’t see a particular card?

We frequently update our product offering meaning the cards shown on this table may change. If you can’t find what you are looking for, this may be because we have recently updated our table and removed a particular product.

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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