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Move your finances forward

Improve your credit score and borrow better with tips that help you get smarter with your money

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No harm to your credit rating. Free forever.

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Financial Conduct Authority 

Authorised & Regulated

See what’s holding you back

See what’s affecting your live credit score

Spot trends in how you’re using credit

View your score history for the last six years

Know your next steps

Get notified of changes that could impact your score

Get personalised tips and recommendations

Move closer to your goals

Make smarter decisions

Know how likely you are to be accepted for credit with Borrowing Power

Calculated by mixing your credit history with the wider credit market

Get your best offers — tailored to you

Our promise to you

We don’t do payday lending

We’ll never show you high-cost borrowing options – only offers that can actually help you move forwards.

We always show your best options

We’ll only ever show you offers we think could help you achieve your goals – never because of the commission we earn.

We’ll never sell your data

We’ll only use your data with your permission and we’ll never sell it to third parties.

Personalised offers for every step of your journey

We’re helping people move up

4m+

TotallyMoney customers are already moving towards their financial goals

1.4m+

customers have seen a score increase in their first 12 months

1 hour

average response time for customer queries

See why our customers love us

Chevron

"As a tool for understanding your financial situation and your borrowing power I rate this app as an honest and supportive platform. Top rated in my opinion and not biased about reality in money situation answers."

Mark

“TotallyMoney has helped me build up my extremely low credit rating to satisfactory. I would recommend anyone who felt that gaining credit was out of their league. It's still #babysteps but I am willing to continue the journey. Thank you again TotallyMoney."

Abeena

"TotallyMoney is great because you as a customer never feel left behind or ignored. They keep you abreast of everything to do with your finance."

Martyn

"The level of detail you go into is unprecedented for a free service. Other free services feel like they're there to just sell you credit but TotallyMoney feels like it's here to help improve my credit."

Tony

"Knowledge is power as has been quoted and this applies to personal finances too. TotallyMoney provides the knowledge and information to help you make the right financial decisions."

Edwin

Chevron

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How we keep TotallyMoney totally free

Lenders pay us a fee when you get accepted for their products – that’s how we keep our app free.

We’ll never push you to apply for anything though. If you just want to check your credit report, that’s fine with us. We’re totally free, forever.

See your credit score work for you

Get your credit report now, for free.

Get my free credit report

We're on a mission to help everyone move their finances forward and gain financial momentum.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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