Improve your credit score and borrow better with tips that help you get smarter with your moneyGet my free credit score
No harm to your credit rating. Free forever.
See what’s affecting your live credit score
Spot trends in how you’re using credit
View your score history for the last six years
Get notified of changes that could impact your score
Get personalised tips and recommendations
Move closer to your goals
Know how likely you are to be accepted for credit with Borrowing Power
Calculated by mixing your credit history with the wider credit market
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We’ll never show you high-cost borrowing options – only offers that can actually help you move forwards.
We’ll only ever show you offers we think could help you achieve your goals – never because of the commission we earn.
We’ll only use your data with your permission and we’ll never sell it to third parties.
TotallyMoney customers are already moving towards their financial goals
customers have seen a score increase in their first 12 months
average response time for customer queries
"As a tool for understanding your financial situation and your borrowing power I rate this app as an honest and supportive platform. Top rated in my opinion and not biased about reality in money situation answers."
“TotallyMoney has helped me build up my extremely low credit rating to satisfactory. I would recommend anyone who felt that gaining credit was out of their league. It's still #babysteps but I am willing to continue the journey. Thank you again TotallyMoney."
"TotallyMoney is great because you as a customer never feel left behind or ignored. They keep you abreast of everything to do with your finance."
"The level of detail you go into is unprecedented for a free service. Other free services feel like they're there to just sell you credit but TotallyMoney feels like it's here to help improve my credit."
"Knowledge is power as has been quoted and this applies to personal finances too. TotallyMoney provides the knowledge and information to help you make the right financial decisions."
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Lenders pay us a fee when you get accepted for their products – that’s how we keep our app free.
We’ll never push you to apply for anything though. If you just want to check your credit report, that’s fine with us. We’re totally free, forever.