Reach your money goals
Improve your credit score and find your perfect match on credit cards, loans and more.
No impact on your credit score. Totally free.
More than a number
Get your credit report and live credit score, as well as personalised tips about how to improve them
See when and why your score changes, plus we'll send you live updates about your report
Build your credit score to unlock more offers and better rates
Offers tailored to you
See how likely you are to be accepted before you apply
Look out for TotallySure offers, which come with pre-approval and up to four guarantees
As long as you pass the lender's final checks, the deal's in the bag
Find your perfect match
Trusted by millions
5m
customers and counting
23
average score increase for most customers in 2025
100
offers from trusted lenders
UK's best credit report provider
We've won the award for the past 8 years, so you're in good hands.
See why our customers love us
“As a tool for understanding your financial situation and your borrowing power I rate this app as an honest and supportive platform. Top rated in my opinion and not biased about reality in money situation answers.”
Mark
“TotallyMoney has helped me build up my extremely low credit rating to satisfactory. I would recommend anyone who felt that gaining credit was out of their league. It's still #babysteps but I am willing to continue the journey. Thank you again TotallyMoney.”
Abeena
“TotallyMoney is great because you as a customer never feel left behind or ignored. They keep you abreast of everything to do with your finance.”
Martyn
“The level of detail you go into is unprecedented for a free service. Other free services feel like they're there to just sell you credit but TotallyMoney feels like it's here to help improve my credit.”
Tony
“Knowledge is power as has been quoted and this applies to personal finances too. TotallyMoney provides the knowledge and information to help you make the right financial decisions.”
Edwin
How we keep TotallyMoney totally free
Lenders pay us a fee when you get accepted for their products – that’s how we keep our app free.
We’ll never push you to apply for anything though. If you just want to check your credit report, that’s fine with us.
