Guides

  • Free Credit Report

    Credit scores and Borrowing Power: how are they different?

    Credit scores and Borrowing Power You might have noticed there are two numbers on your TotallyMoney credit report: your credit score and your…

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  • Free Credit Report

    The Credit Report Check

    There are four main things you should check on your credit report, so here’s a poem about what they are. Why? For fun, and to help you remember. Once…

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  • Free Credit Report

    Your Credit Score Explained

    Most of us know we have a credit score, and that a higher score generally means you have a better credit rating. But, if you’ve been looking to have…

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  • Free Credit Report

    What is a good credit score?

    What is a good credit score? You’re not going to like this: there’s no simple number to indicate what a good credit score is. That’s because the three…

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  • Free Credit Report

    Your credit score range explained

    Your credit score range explained In the UK, there’s no such thing as a universal credit score. The three credit reference agencies — TransUnion…

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  • Free Credit Report

    What is a credit score?

    What is a credit score? A credit score is a number given to you by a credit reference agency. There are three credit reference agencies in the UK…

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  • Free Credit Report

    What is a credit check?

    What is a credit check? It’s best to start with your credit file when it comes to understanding credit checks. This is the information the three…

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  • Free Credit Report

    My credit report: an introduction

    What is my credit report? Before we get into what a credit report is, it’s useful to know the difference between the different credit terms. It starts…

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  • Free Credit Report

    Improving credit: 5 things you need to know

    1. Improving credit starts with your Free Credit Report If improving your credit is on your mind, your Free Credit Report from TotallyMoney will let…

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  • Free Credit Report

    How to fix a bad credit score

    How to start fixing a bad credit score First things first: to fix a bad credit score, you need to know what your credit score is. A good way to find…

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  • Free Credit Report

    Turned down for credit? Here’s what to do

    Stop applying for credit If you’ve been turned down for a credit a lot, it’s important you stop applying. In fact, stop right now. Thank you very much…

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  • Free Credit Report

    8 secrets to a good credit rating

    In many ways, a good relationship is like a good credit rating: it’s a long-term commitment, it takes work, and sometimes it’ll get on your nerves…

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  • Free Credit Report

    How to build a good credit score

    Just starting out? Here’s how to build credit Not to side with lenders (we’re always on your side, after all), but they’re in a bit of a tricky…

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  • Free Credit Report

    Credit card fraud

    Checking your credit report can help you see if you’re a victim of credit card fraud According to the Office of National Statistics, there were some…

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  • Free Credit Report

    Checking Your Credit Report

    Why checking your credit report is important If you want to improve or maintain your credit rating — or if you’re looking to get the best deals…

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  • Free Credit Report

    Bad credit history and rating? Here’s what to do

    What causes a bad credit history and rating? Some things that damage your credit rating are more well known than others, such as missed or late…

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  • Free Credit Report

    Improve Your Credit Score

    Read on to find out everything you need to know to get the best possible credit rating and improve your credit score. Before You Start Many of the…

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  • Free Credit Report

    Understanding Your Credit Score

    Despite what many people think, there is no such thing as a universal credit score. Every bank has a different idea of the person they want to lend to…

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  • Free Credit Report

    What is a credit report

    What is a credit report? It starts with the data gathered on you by the three credit reference agencies: Experian, Equifax, and TransUnion. What…

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