Guides

  • Mortgages

    The Best Way to Repay Your Mortgage

    When you take out a mortgage you must choose how you are going to repay it. You can either go for an interest-only or a repayment mortgage. Read our…
  • Mortgages

    How to Find a Mortgage

    Don't: Use Banks and Estate Agents Don't be tempted to only talk to your current account or existing mortgage provider because you like the…
  • Credit Cards

    Dump Your Charity Credit Card

    At first glance a charity credit card can seem like a simple, low-effort way to regularly donate to charity, but this guide will show you how you can…
  • Mortgages

    Getting a Mortgage if You’re Self-Employed

    Post-credit crunch, it has become trickier for self-employed workers, freelancers and contractors to get a mortgage – but it’s not impossible. If you…
  • Credit Cards

    Getting Credit for the First Time

    If you are new to the country or young, you may struggle to get accepted for credit as you don't have any credit history.Read on to find out how you…
  • Credit Cards

    What to Do if Your Credit Card is Lost or Stolen

    Minimise the pain of a stolen or lost credit card by following our guide on who you need to inform, what you need to do, and how to make sure you don…
  • Mortgages

    How to Boost Your Mortgage Borrowing Power

    Your dreams of buying your perfect home can often be curtailed by a lender's tight purse strings. If you are struggling to borrow as much money as you…
  • Mortgages

    How to Get Onto the Property Ladder

    Owning your own home may seem beyond your reach. But is it? With numerous schemes out there to give you a leg up onto the housing ladder, you may not…
  • Free Credit Report

    Understanding Your Credit Score

    Despite what many people think, there is no such thing as a universal credit score. Every bank has a different idea of the person they want to lend to…
  • Credit Cards

    Making the Most of How to Use Your Credit Card

    Credit cards are powerful money-saving tools. Used correctly they can save you thousands of pounds in interest on your borrowing, make you money when…
  • Mortgages

    Maximise Your Profits with a Buy-to-Let Mortgage

    What is a Buy-to-Let Mortgage? Buy-to-let mortgages have some key differences to ordinary mortgages. Switching to one before renting our your home, or…
  • Credit Cards

    8 Reasons Why You Need a Credit Card

    Remember when no one compared car insurance online? Amazingly when it comes to credit cards, the UK is still labouring in the past. Only a very small…
  • Credit Cards

    Getting the Most from Your Rewards Credit Card

    £500 billion is spent on plastic each year but well over 80% of that doesn't earn rewards. If you pay off your credit card balance in full each month…
  • Credit Cards

    Discover the Cards that Stop Credit Rejection

    If you have been rejected for a credit card, read this guide before applying again. There are credit cards designed for people with poor credit…
  • Credit Cards

    Spread Your Costs With a 0% Purchase Credit Card

    Planning a major purchase? A 0% purchase credit card is the cheapest way to borrow and (as with all credit cards) provides you with free extra…
  • Credit Cards

    Make the Most of a Combined Credit Card

    Combined credit cards offer interest-free deals on balance transfers and new purchases. Use one correctly and, for a period, you don't need to pay…
  • Credit Cards

    Earn Money with a Cashback Credit Card

    Credit cards aren't just a handy borrowing tool. Some of them can make you hundreds of pounds a year. Essentially, with a cashback credit card, you…
  • Credit Cards

    Avoid the Minimum Repayments Trap

    If you only make the minimum repayments on your credit card, one holiday could end up taking you twenty years to pay off. Minimum repayments, are the…
  • Mortgages

    The Hidden Cost of Fee-Free Mortgages

    At first glance fee-free mortgages appear cheaper, but in fact often have higher interest rates than other mortgage options. In this guide we explain…
  • Credit Cards

    The Perks of a Premium Credit Card

    Flashing a premium credit card can be a thrill as for many people they're seen as a sign you've made it. But are they actually a sign that you are…