Guides

Guides

Mortgages
Buying with Help from Your Parents
With the average first time buyer needing at least a £16,000 deposit, it’s not surprising many of us...
Mortgages
The Truth About Discount Mortgages
Discount mortgages lure borrowers in with tantalising low interest rates, but they have a sting in t...
Mortgages
An Introduction to Mortgages
What is a Mortgage? A mortgage is a long-term loan taken out to buy property or land. You repay the ...
Mortgages
Save with an Offset Mortgage
Offset mortgages are a great way to shave years off the length of your mortgage. By simply using you...
Mortgages
The Best Way to Repay Your Mortgage
When you take out a mortgage you must choose how you are going to repay it. You can either go for an...
Mortgages
How to Find a Mortgage
Don't: Use Banks and Estate Agents Don't be tempted to only talk to your current account or existing...
Credit Cards
Dump Your Charity Credit Card
At first glance a charity credit card can seem like a simple, low-effort way to regularly donate to ...
Mortgages
Getting a Mortgage if You’re Self-Employed
Post-credit crunch, it has become trickier for self-employed workers, freelancers and contractors to...
Credit Cards
Getting Credit for the First Time
If you are new to the country or young, you may struggle to get accepted for credit as you don't hav...
Credit Cards
What to Do if Your Credit Card is Lost or Stolen
Minimise the pain of a stolen or lost credit card by following our guide on who you need to inform, ...
Mortgages
How to Boost Your Mortgage Borrowing Power
Your dreams of buying your perfect home can often be curtailed by a lender's tight purse strings. If...
Mortgages
How to Get Onto the Property Ladder
Owning your own home may seem beyond your reach. But is it? With numerous schemes out there to give ...
Free Credit Report
Understanding Your Credit Score
Despite what many people think, there is no such thing as a universal credit score. Every bank has a...
Credit Cards
Making the Most of How to Use Your Credit Card
Credit cards are powerful money-saving tools. Used correctly they can save you thousands of pounds i...
Mortgages
Maximise Your Profits with a Buy-to-Let Mortgage
What is a Buy-to-Let Mortgage? Buy-to-let mortgages have some key differences to ordinary mortgages....
Credit Cards
8 Reasons Why You Need a Credit Card
Remember when no one compared car insurance online? Amazingly when it comes to credit cards, the UK ...
Credit Cards
Getting the Most from Your Rewards Credit Card
£500 billion is spent on plastic each year but well over 80% of that doesn't earn rewards. If you pa...
Credit Cards
Discover the Cards that Stop Credit Rejection
If you have been rejected for a credit card, read this guide before applying again. There are credit...
Credit Cards
Spread Your Costs With a 0% Purchase Credit Card
Planning a major purchase? A 0% purchase credit card is the cheapest way to borrow and (as with all ...
Credit Cards
Make the Most of a Combined Credit Card
Combined credit cards offer interest-free deals on balance transfers and new purchases. Use one corr...