Guides
Loans
A Guide to Homeowner Loans
What is a Homeowner Loan? A homeowner loan offers a way of borrowing large sums, typically between £3,000 and £100,000. It is only available to…Mortgages
How to Maximise your Mortgage Deposit
Why Do I Need a Deposit? Before the credit crunch in 2007, banks would regularly hand out mortgages to people with no savings. These loans were worth…Mortgages
How to Buy with a Small Deposit
What is a Low Deposit Mortgage? A low-deposit mortgage is designed for people who only have a relatively small amount of money but want to get on, or…Mortgages
Buying vs Renting: Which is Best?
Which is Cheaper for You? With mortgage rates low and rents high, Halifax reckons it is now 16% cheaper to buy than rent a home. It has calculated…Loans
How to Get an Unsecured Loan
What is an Unsecured Loan? Unsecured loans offer a way of borrowing between £1,000 and £25,000 over a period of one to seven years. You make the same…Credit Cards
How to Protect Yourself from Credit Card Fraud
Credit card fraud is a booming business. Thieves helped themselves to £388 million of other people's credit in 2012 alone. Fraudsters use a variety of…Credit Cards
Cut Your Interest with a Money Transfer Card
What is a Money Transfer Card? If you’re paying a high interest rate on loans or overdrafts, a money transfer credit card can eliminate your interest…Free Credit Report
Improve Your Credit Score
Read on to find out everything you need to know to get the best possible credit rating and improve your credit score. Before You Start Many of the…Mortgages
Buying with Help from Your Parents
With the average first time buyer needing at least a £16,000 deposit, it’s not surprising many of us buy with help from our parents. But the…Mortgages
The Truth About Discount Mortgages
Discount mortgages lure borrowers in with tantalising low interest rates, but they have a sting in the tale.You could save a fortune in interest…Credit Cards
Sections 75: Your Free Purchase Protection
Section 75 gives you extra protection for any £100+ purchase (up to £30,000) and can save you thousands if something goes wrong. Read our guide and…Mortgages
An Introduction to Mortgages
What is a Mortgage? A mortgage is a long-term loan taken out to buy property or land. You repay the loan plus interest over a period of anything up to…Mortgages
Save with an Offset Mortgage
Offset mortgages are a great way to shave years off the length of your mortgage. By simply using your savings to reduce the amount of interest you pay…Mortgages
The Best Way to Repay Your Mortgage
When you take out a mortgage you must choose how you are going to repay it. You can either go for an interest-only or a repayment mortgage. Read our…Mortgages
How to Find a Mortgage
Don't: Use Banks and Estate Agents Don't be tempted to only talk to your current account or existing mortgage provider because you like the…Credit Cards
Dump Your Charity Credit Card
At first glance a charity credit card can seem like a simple, low-effort way to regularly donate to charity, but this guide will show you how you can…Mortgages
Getting a Mortgage if You’re Self-Employed
Post-credit crunch, it has become trickier for self-employed workers, freelancers and contractors to get a mortgage – but it’s not impossible. If you…Credit Cards
Getting Credit for the First Time
If you are new to the country or young, you may struggle to get accepted for credit as you don't have any credit history.Read on to find out how you…Credit Cards
What to Do if Your Credit Card is Lost or Stolen
Minimise the pain of a stolen or lost credit card by following our guide on who you need to inform, what you need to do, and how to make sure you don…Mortgages
How to Boost Your Mortgage Borrowing Power
Your dreams of buying your perfect home can often be curtailed by a lender's tight purse strings. If you are struggling to borrow as much money as you…