Guides

  • Loans

    A Guide to Homeowner Loans

    What is a Homeowner Loan? A homeowner loan offers a way of borrowing large sums, typically between £3,000 and £100,000. It is only available to…
  • Mortgages

    How to Maximise your Mortgage Deposit

    Why Do I Need a Deposit? Before the credit crunch in 2007, banks would regularly hand out mortgages to people with no savings. These loans were worth…
  • Mortgages

    How to Buy with a Small Deposit

    What is a Low Deposit Mortgage? A low-deposit mortgage is designed for people who only have a relatively small amount of money but want to get on, or…
  • Mortgages

    Buying vs Renting: Which is Best?

    Which is Cheaper for You? With mortgage rates low and rents high, Halifax reckons it is now 16% cheaper to buy than rent a home. It has calculated…
  • Loans

    How to Get an Unsecured Loan

    What is an Unsecured Loan? Unsecured loans offer a way of borrowing between £1,000 and £25,000 over a period of one to seven years. You make the same…
  • Credit Cards

    How to Protect Yourself from Credit Card Fraud

    Credit card fraud is a booming business. Thieves helped themselves to £388 million of other people's credit in 2012 alone. Fraudsters use a variety of…
  • Credit Cards

    Cut Your Interest with a Money Transfer Card

    What is a Money Transfer Card? If you’re paying a high interest rate on loans or overdrafts, a money transfer credit card can eliminate your interest…
  • Free Credit Report

    Improve Your Credit Score

    Read on to find out everything you need to know to get the best possible credit rating and improve your credit score. Before You Start Many of the…
  • Mortgages

    Buying with Help from Your Parents

    With the average first time buyer needing at least a £16,000 deposit, it’s not surprising many of us buy with help from our parents. But the…
  • Mortgages

    The Truth About Discount Mortgages

    Discount mortgages lure borrowers in with tantalising low interest rates, but they have a sting in the tale.You could save a fortune in interest…
  • Credit Cards

    Sections 75: Your Free Purchase Protection

    Section 75 gives you extra protection for any £100+ purchase (up to £30,000) and can save you thousands if something goes wrong. Read our guide and…
  • Mortgages

    An Introduction to Mortgages

    What is a Mortgage? A mortgage is a long-term loan taken out to buy property or land. You repay the loan plus interest over a period of anything up to…
  • Mortgages

    Save with an Offset Mortgage

    Offset mortgages are a great way to shave years off the length of your mortgage. By simply using your savings to reduce the amount of interest you pay…
  • Mortgages

    The Best Way to Repay Your Mortgage

    When you take out a mortgage you must choose how you are going to repay it. You can either go for an interest-only or a repayment mortgage. Read our…
  • Mortgages

    How to Find a Mortgage

    Don't: Use Banks and Estate Agents Don't be tempted to only talk to your current account or existing mortgage provider because you like the…
  • Credit Cards

    Dump Your Charity Credit Card

    At first glance a charity credit card can seem like a simple, low-effort way to regularly donate to charity, but this guide will show you how you can…
  • Mortgages

    Getting a Mortgage if You’re Self-Employed

    Post-credit crunch, it has become trickier for self-employed workers, freelancers and contractors to get a mortgage – but it’s not impossible. If you…
  • Credit Cards

    Getting Credit for the First Time

    If you are new to the country or young, you may struggle to get accepted for credit as you don't have any credit history.Read on to find out how you…
  • Credit Cards

    What to Do if Your Credit Card is Lost or Stolen

    Minimise the pain of a stolen or lost credit card by following our guide on who you need to inform, what you need to do, and how to make sure you don…
  • Mortgages

    How to Boost Your Mortgage Borrowing Power

    Your dreams of buying your perfect home can often be curtailed by a lender's tight purse strings. If you are struggling to borrow as much money as you…