Guides

  • Free Credit Report

    Credit card fraud

    Checking your credit report can help you see if you’re a victim of credit card fraud According to the Office of National Statistics, there were some…
  • Free Credit Report

    Checking Your Credit Report

    Why checking your credit report is important If you want to improve or maintain your credit rating — or if you’re looking to get the best deals…
  • Free Credit Report

    Bad credit history and rating? Here’s what to do

    What causes a bad credit history and rating? Some things that damage your credit rating are more well known than others, such as missed or late…
  • Credit Cards

    How to Reclaim Credit Card Charges

    What Charges Can You Face? Aside from the interest charges you pay if you don't clear your balance in full each month there are two fees that you may…
  • Credit Cards

    How a Travel Credit Card Can Save You Money Abroad

    Why You Should Use a Credit Card Abroad There is simply no better way to spend when you are abroad than with a credit card. Here are five reasons why…
  • Mortgages

    Find Out About Fixed-Rate Mortgages

    What is a Fixed-Rate Mortgage? A fixed-rate mortgages are simply a mortgage where the interest rate stays the same for a set period, usually between…
  • Mortgages

    Is a Tracker Mortgage Right for You?

    What is a Tracker Mortgage? The interest rate on a tracker mortgage is pegged to the Bank of England base rate. So, when the base rate moves so will…
  • Loans

    A Beginner's Guide to Loans

    Personal Loans Personal loans are usually offered by the larger banks. You can use them to borrow between £1,000 to £25,000. They tend to have…
  • Loans

    A Guide to Homeowner Loans

    What is a Homeowner Loan? A homeowner loan offers a way of borrowing large sums, typically between £3,000 and £100,000. It is only available to…
  • Mortgages

    How to Maximise your Mortgage Deposit

    Why Do I Need a Deposit? Before the credit crunch in 2007, banks would regularly hand out mortgages to people with no savings. These loans were worth…
  • Mortgages

    How to Buy with a Small Deposit

    What is a Low Deposit Mortgage? A low-deposit mortgage is designed for people who only have a relatively small amount of money but want to get on, or…
  • Mortgages

    Buying vs Renting: Which is Best?

    Which is Cheaper for You? With mortgage rates low and rents high, Halifax reckons it is now 16% cheaper to buy than rent a home. It has calculated…
  • Loans

    How to Get an Unsecured Loan

    What is an Unsecured Loan? Unsecured loans offer a way of borrowing between £1,000 and £25,000 over a period of one to seven years. You make the same…
  • Credit Cards

    How to Protect Yourself from Credit Card Fraud

    Credit card fraud is a booming business. Thieves helped themselves to £388 million of other people's credit in 2012 alone. Fraudsters use a variety of…
  • Credit Cards

    Cut Your Interest with a Money Transfer Card

    What is a Money Transfer Card? If you’re paying a high interest rate on loans or overdrafts, a money transfer credit card can eliminate your interest…
  • Free Credit Report

    Improve Your Credit Score

    Read on to find out everything you need to know to get the best possible credit rating and improve your credit score. Before You Start Many of the…
  • Mortgages

    Buying with Help from Your Parents

    With the average first time buyer needing at least a £16,000 deposit, it’s not surprising many of us buy with help from our parents. But the…
  • Mortgages

    The Truth About Discount Mortgages

    Discount mortgages lure borrowers in with tantalising low interest rates, but they have a sting in the tale.You could save a fortune in interest…
  • Mortgages

    An Introduction to Mortgages

    What is a Mortgage? A mortgage is a long-term loan taken out to buy property or land. You repay the loan plus interest over a period of anything up to…
  • Mortgages

    Save with an Offset Mortgage

    Offset mortgages are a great way to shave years off the length of your mortgage. By simply using your savings to reduce the amount of interest you pay…