|Guides

When you take out a mortgage you must choose how you are going to repay it. You can either go for an interest-only or a repayment mortgage. Read our…

Don't: Use Banks and Estate Agents Don't be tempted to only talk to your current account or existing mortgage provider because you like the…

At first glance a charity credit card can seem like a simple, low-effort way to regularly donate to charity, but this guide will show you how you can…

Post-credit crunch, it has become trickier for self-employed workers, freelancers and contractors to get a mortgage – but it’s not impossible. If you…

If you are new to the country or young, you may struggle to get accepted for credit as you don't have any credit history.Read on to find out how you…

Minimise the pain of a stolen or lost credit card by following our guide on who you need to inform, what you need to do, and how to make sure you don…

Your dreams of buying your perfect home can often be curtailed by a lender's tight purse strings. If you are struggling to borrow as much money as you…

Owning your own home may seem beyond your reach. But is it? With numerous schemes out there to give you a leg up onto the housing ladder, you may not…

Despite what many people think, there is no such thing as a universal credit score. Every bank has a different idea of the person they want to lend to…

Credit cards are powerful money-saving tools. Used correctly they can save you thousands of pounds in interest on your borrowing, make you money when…

What is a Buy-to-Let Mortgage? Buy-to-let mortgages have some key differences to ordinary mortgages. Switching to one before renting our your home, or…

Remember when no one compared car insurance online? Amazingly when it comes to credit cards, the UK is still labouring in the past. Only a very small…

£500 billion is spent on plastic each year but well over 80% of that doesn't earn rewards. If you pay off your credit card balance in full each month…

If you have been rejected for a credit card, read this guide before applying again. There are credit cards designed for people with poor credit…

Planning a major purchase? A 0% purchase credit card is the cheapest way to borrow and (as with all credit cards) provides you with free extra…

Combined credit cards offer interest-free deals on balance transfers and new purchases. Use one correctly and, for a period, you don't need to pay…

Credit cards aren't just a handy borrowing tool. Some of them can make you hundreds of pounds a year. Essentially, with a cashback credit card, you…

Save Money with a Balance Transfer Credit Card Balance transfers. The finance world talks about them like everyone knows what they are, like they’re…

If you only make the minimum repayments on your credit card, one holiday could end up taking you twenty years to pay off. Minimum repayments, are the…

At first glance fee-free mortgages appear cheaper, but in fact often have higher interest rates than other mortgage options. In this guide we explain…