Guides
Free Credit Report
Turned down for credit? Here’s what to do
Stop applying for credit If you’ve been turned down for a credit a lot, it’s important you stop applying. In fact, stop right now. Thank you very much…Free Credit Report
8 secrets to a good credit rating
In many ways, a good relationship is like a good credit rating: it’s a long-term commitment, it takes work, and sometimes it’ll get on your nerves…Free Credit Report
How to build a good credit score
Just starting out? Here’s how to build credit Not to side with lenders (we’re always on your side, after all), but they’re in a bit of a tricky…Free Credit Report
Credit card fraud
Checking your credit report can help you see if you’re a victim of credit card fraud According to the Office of National Statistics, there were some…Free Credit Report
Checking Your Credit Report
Why checking your credit report is important If you want to improve or maintain your credit rating — or if you’re looking to get the best deals…Free Credit Report
Bad credit history and rating? Here’s what to do
What causes a bad credit history and rating? Some things that damage your credit rating are more well known than others, such as missed or late…Credit Cards
How to Reclaim Credit Card Charges
What Charges Can You Face? Aside from the interest charges you pay if you don't clear your balance in full each month there are two fees that you may…Credit Cards
How a Travel Credit Card Can Save You Money Abroad
Why You Should Use a Credit Card Abroad There is simply no better way to spend when you are abroad than with a credit card. Here are five reasons why…Mortgages
Find Out About Fixed-Rate Mortgages
What is a Fixed-Rate Mortgage? A fixed-rate mortgages are simply a mortgage where the interest rate stays the same for a set period, usually between…Mortgages
Is a Tracker Mortgage Right for You?
What is a Tracker Mortgage? The interest rate on a tracker mortgage is pegged to the Bank of England base rate. So, when the base rate moves so will…Loans
A Beginner's Guide to Loans
Introduction to all different types of loans. Find the right type of loan for you
Mortgages
How to Maximise your Mortgage Deposit
Why Do I Need a Deposit? Before the credit crunch in 2007, banks would regularly hand out mortgages to people with no savings. These loans were worth…Mortgages
How to Buy with a Small Deposit
What is a Low Deposit Mortgage? A low-deposit mortgage is designed for people who only have a relatively small amount of money but want to get on, or…Mortgages
Buying vs Renting: Which is Best?
Which is Cheaper for You? With mortgage rates low and rents high, Halifax reckons it is now 16% cheaper to buy than rent a home. It has calculated…Credit Cards
How to Protect Yourself from Credit Card Fraud
Credit card fraud is a booming business. Thieves helped themselves to £388 million of other people's credit in 2012 alone. Fraudsters use a variety of…Credit Cards
Cut Your Interest with a Money Transfer Card
What is a Money Transfer Card? If you’re paying a high interest rate on loans or overdrafts, a money transfer credit card can eliminate your interest…Free Credit Report
Improve Your Credit Score
Read on to find out everything you need to know to get the best possible credit rating and improve your credit score. Before You Start Many of the…Mortgages
Buying with Help from Your Parents
With the average first time buyer needing at least a £16,000 deposit, it’s not surprising many of us buy with help from our parents. But the…Mortgages
The Truth About Discount Mortgages
Discount mortgages lure borrowers in with tantalising low interest rates, but they have a sting in the tale.You could save a fortune in interest…Mortgages
An Introduction to Mortgages
What is a Mortgage? A mortgage is a long-term loan taken out to buy property or land. You repay the loan plus interest over a period of anything up to…