Loan comparison made simple
We compare hundreds of loans from leading lenders
Popular Reasons for Taking out a Loan
Whatever your reason for borrowing, we help almost 14,000 people find the best offers every month
A personal loan could help cut the cost of existing debt by making your monthly repayments more affordable and easier to keep track of.
Spreading the cost of a new bathroom or kitchen might be an affordable way to update your home or even increase the value of your property.
Tips for Managing Your Loan
Borrow as little as possible for the shortest time possible
Check and then check again that you’re borrowing the absolute minimum you need. It’s always cheaper to borrow only as much as you need and to pay back over the shortest time period possible. The faster you repay, the less interest you pay.
Calculate what you can afford to pay back each month
Can you afford the monthly repayments for the total duration of the loan? When you compare rates, use a comparison tool that lets you change how long you can borrow for so that you can compare the cost of the monthly repayment to see if you can afford it!
Check that your credit file is accurate
Make sure that your credit file is up to date and error free. For more information read our credit rating guide.
Only apply for loans you know you’re likely to get
All advertised loan and credit card %APRs are either representative or typical – this means only 51% (representative) or 66% (typical) of successful applicants are guaranteed to get the advertised rate. That leaves a lot of people being rejected, or offered loan rates much higher than they expected. Worse still being declined can damage your credit rating.