Guides

  • Mortgages

    The Shared Ownership Scheme

    In an attempt to help more people get onto the property ladder, the Government has instituted a series of Help to Buy schemes that can assist first…
  • Mortgages

    Mortgages and coronavirus: what to do if you’re affected

    Barclays Coventry Building Society HSBC Lloyds Nationwide RBS Santander TSB Virgin Money Yorkshire Building Society
  • Mortgages

    Find Out About Fixed-Rate Mortgages

    What is a Fixed-Rate Mortgage? A fixed-rate mortgages are simply a mortgage where the interest rate stays the same for a set period, usually between…
  • Mortgages

    Is a Tracker Mortgage Right for You?

    What is a Tracker Mortgage? The interest rate on a tracker mortgage is pegged to the Bank of England base rate. So, when the base rate moves so will…
  • Mortgages

    How to Maximise your Mortgage Deposit

    Why Do I Need a Deposit? Before the credit crunch in 2007, banks would regularly hand out mortgages to people with no savings. These loans were worth…
  • Mortgages

    How to Buy with a Small Deposit

    What is a Low Deposit Mortgage? A low-deposit mortgage is designed for people who only have a relatively small amount of money but want to get on, or…
  • Mortgages

    Buying vs Renting: Which is Best?

    Which is Cheaper for You? With mortgage rates low and rents high, Halifax reckons it is now 16% cheaper to buy than rent a home. It has calculated…
  • Mortgages

    Buying with Help from Your Parents

    With the average first time buyer needing at least a £16,000 deposit, it’s not surprising many of us buy with help from our parents. But the…
  • Mortgages

    The Truth About Discount Mortgages

    Discount mortgages lure borrowers in with tantalising low interest rates, but they have a sting in the tale.You could save a fortune in interest…
  • Mortgages

    An Introduction to Mortgages

    What is a Mortgage? A mortgage is a long-term loan taken out to buy property or land. You repay the loan plus interest over a period of anything up to…
  • Mortgages

    Save with an Offset Mortgage

    Offset mortgages are a great way to shave years off the length of your mortgage. By simply using your savings to reduce the amount of interest you pay…
  • Mortgages

    The Best Way to Repay Your Mortgage

    When you take out a mortgage you must choose how you are going to repay it. You can either go for an interest-only or a repayment mortgage. Read our…
  • Mortgages

    How to Find a Mortgage

    Don't: Use Banks and Estate Agents Don't be tempted to only talk to your current account or existing mortgage provider because you like the…
  • Mortgages

    Getting a Mortgage if You’re Self-Employed

    Post-credit crunch, it has become trickier for self-employed workers, freelancers and contractors to get a mortgage – but it’s not impossible. If you…
  • Mortgages

    How to Boost Your Mortgage Borrowing Power

    Your dreams of buying your perfect home can often be curtailed by a lender's tight purse strings. If you are struggling to borrow as much money as you…
  • Mortgages

    How to Get Onto the Property Ladder

    Owning your own home may seem beyond your reach. But is it? With numerous schemes out there to give you a leg up onto the housing ladder, you may not…
  • Mortgages

    Maximise Your Profits with a Buy-to-Let Mortgage

    What is a Buy-to-Let Mortgage? Buy-to-let mortgages have some key differences to ordinary mortgages. Switching to one before renting our your home, or…
  • Mortgages

    The Hidden Cost of Fee-Free Mortgages

    At first glance fee-free mortgages appear cheaper, but in fact often have higher interest rates than other mortgage options. In this guide we explain…