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Mortgages for first time buyers

Find the cheapest mortgages available to you by answering the simple questions below

  • Compare UK mortgages

    Search over 5,000 mortgages to find the best one to help you move on up.

  • See how much you could save

    Find out how much you could save by comparing different mortgages and chat with our broker partner, London & Country.

  • Compare online - without any calls

    Compare mortgages online in your own time. And, when you’ve found the one you want, chat with our broker partner, London & Country.

The Ultimate Mortgage Guides

Think carefully before securing any debts against your home. Your home may be repossessed if you do not keep up repayments on your homeowner loan or mortgage.

After comparing mortgages, customers are referred to our broker partner, London & Country (L&C). They will never charge a fee for their services. But, the lender you choose may charge a fee if you continue your mortgage application through L&C. Always read the terms.

We're on a mission to help everyone move their finances forward and gain financial momentum.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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