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Mortgage DetailsInterest Only
  • Increasingly hard to get (more risky for the bank)
  • Only pay the interest due on your mortgage
  • Original loan amount left to pay end of the term

Repayment
  • Most common type of mortgage
  • Pay off capital as well as interest
  • Nothing left to pay at end of the term

Searching: Lowest Rate

Your Loan to ValueLoan to ValueIt's the amount you want to borrow divided by the value of your property. Lenders use this to assess the risk of lending you money.The lower your LTV the more likely you are to get a lower mortgage rate than those with a high LTV (The best rates are reserved for those with less than 60% LTV). is 58.3%

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Initial PeriodThe length of time that you have to pay the initial rate.




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Think carefully before securing any debts against your home. Your home may be repossessed if you do not keep up repayments on your homeowner loan or mortgage.

While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider. You will be referred to an authorised mortgage broker who may charge a fee. They will inform you of the details of any fees before an application is made.