The UK's Top Lowest Rate Mortgages

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Mortgage DetailsInterest Only
  • Increasingly hard to get (more risky for the bank)
  • Only pay the interest due on your mortgage
  • Original loan amount left to pay end of the term

Repayment
  • Most common type of mortgage
  • Pay off capital as well as interest
  • Nothing left to pay at end of the term

Searching: Lowest Rate

Your Loan to ValueLoan to ValueIt's the amount you want to borrow divided by the value of your property. Lenders use this to assess the risk of lending you money.The lower your LTV the more likely you are to get a lower mortgage rate than those with a high LTV (The best rates are reserved for those with less than 60% LTV). is 58.3%

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Initial Period

Initial PeriodThe length of time that you have to pay the initial rate.




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Monthly Payment