Build your Borrowing Power
Your financial behaviour affects your Borrowing Power and eligibility. By increasing your Borrowing Power, your eligibility will improve.
Your financial behaviour affects your Borrowing Power and eligibility. By increasing your Borrowing Power, your eligibility will improve.
Improve your eligibility
Good financial habits such as making payments on time and not going beyond your credit limit can have a big impact.
Good financial habits such as making payments on time and not going beyond your credit limit can have a big impact.
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The higher your Borrowing Power, the more cards and loans you could be accepted for on TotallyMoney.
The higher your Borrowing Power, the more cards and loans you could be accepted for on TotallyMoney.
Start improving your eligibility now
See exactly what factors impact your Borrowing Power and eligibility, and what you can do to improve — only in the TotallyMoney app.
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What is Borrowing Power?
Borrowing Power is a number out of 10 that tells you how likely you are to be eligible for credit.
The higher your Borrowing Power, the more cards and loans you could be accepted for on TotallyMoney.
What is eligibility?
Eligibility is how likely you are to be accepted for credit. If you have a good eligibility, it means the lender thinks you’re someone who can responsibly borrow and repay money.
How is Borrowing Power calculated?
Lots of data goes into creating your Borrowing Power. This includes information from your credit profile, live data about the credit market, and what we know lenders like to see in applications. This includes making sure you never miss a repayment, and are on the electoral register.
👆🏼 Click on the 'FAQs' tab above to learn more.