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New research by credit report, eligibility, and comparison specialists, TotallyMoney, shows Londoners pay on average £3,744 a year for an extra 10 minutes in bed each day, the equivalent of over 10% of the average London salary.   The research looks at average weekly rent for properties close to each Underground station on each line, and assesses how rents and journey times vary as you move away from the centre.   Using the data, TotallyMoney’s Data Scientists extrapolated that Londoners, on average, pay £7.20 for each minute they shave off their journey. To gain an extra 10 minutes in bed would cost £3,744 each year.   While some may balk at the thought of paying so much, there are some Underground lines that perform far better than others. TotallyMoney’s Data Scientists have looked at the best value locations in terms of both time and money.   The Central line surfaces as a clear winner, as Greenford, North Acton, East Acton, and Redbridge all feature in the top 10, with reasonably priced weekly rents and journey times to Oxford Circus of less than 30 minutes. Seven Sisters on the Victoria line takes the top spot, with a journey time to Green Park of only 15 minutes, and an average weekly rent of £209 — which is still below the average London weekly rent for one-bedroom properties.   West London’s Hammersmith is the worst performing location, with above average weekly rents of £484, and relatively long journey times to more central locations.   Based on the research, TotallyMoney has redrawn the London Underground map to show how average weekly rents change the closer you move to more central locations.   For each line, the map uses the station with the most expensive average weekly rent as a starting point. Then the map shows journey times from that location to other stations, along with the average rents of one-bedroom properties nearby.   Londoners can use the map to identify more central or more affordable areas to live, depending on what’s important to them.   TotallyMoney’s Head of Brand and Content, Joe Gardiner, said: “Location is everything, time is money… and bed time doubly so. “For some, a lie-in is priceless — and if that’s you, there are some sweet spots you should centre your house hunting around. Use the interactive tool and check our map, so that even if you snooze, you don’t have to lose.” For more information, please visit:

About TotallyMoney

TotallyMoney provides customers with a Free Credit Report and Live Score that puts them in control of their credit data, and helps them make smarter borrowing decisions. TotallyMoney’s unique Borrowing Power algorithm shows customers how likely they are to be offered credit by real-world lenders. TotallyMoney was named Best Credit Report Provider at the 2018 Moneynet Personal Finance Awards. TotallyMoney won the Innovation in Customer Contact award at the 2017 Credit Awards for their intelligent email alerts service. These personalised monthly emails tell users about products that could help them, based on their credit eligibility. TotallyMoney is an independent credit broker, not a lender. It provides a free comparison service to customers, though they may be paid a fee by lenders. How much they get paid doesn’t influence how the service works or the ranking of any credit products presented to customers.

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About TotallyMoney

With a focus on the one in three UK adults financially under-served by the financial services industry, TotallyMoney is the credit app on a mission to help everyone move their finances forward.

TotallyMoney believes people’s financial data should work for them, and not against them and with more than four million customers, they provide the UK’s only free, live credit score and report.

Its service helps customers understand their financial position and provides personalised recommendations so they can start creating financial momentum. TotallyMoney also works closely with leading lenders, to ensure eligible customers are matched with the right products, underpinned by its robust data, product and tech capabilities.

TotallyMoney is regulated by the Financial Conduct Authority (FCA).

We're on a mission to help everyone move their finances forward and gain financial momentum.

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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