Embargo 00.01 Thursday 21st March 2019 Credit card cash cost consumers a total of £219 million in fees and interest last year Average cash transaction was £125 last year Withdrawal fees cost up to £6.25 for £125 transaction plus interest on top There were more than 36 million credit card cash transactions in 12 months …
With the launch of Credit Awareness Week, credit experts TotallyMoney reveal exactly what goes into credit scores and how they’re calculated, allowing customers to understand better the reasons for any changes to them. A YouGov survey of 2,000 commissioned by TotallyMoney also highlights the lack of understanding around the subject of credit reports. Hold the …
Commenting on the latest credit card stats released yesterday by UK Finance, Alastair Douglas, CEO of credit experts TotallyMoney, said: “Even though credit card providers continue to slash the duration of their 0% balance transfer offers, that in no way diminishes consumer demand for them. “According to UK Finance, there were 664,000 balance transfers in …
Read moreCredit card balance transfers at 12 month high – Alastair Douglas comment
Embargo 00.01 Thursday 28th February 2019 Chelsea signing Christian Pulisic will be hoping to avoid his predecessors’ pitfalls, as new research shows the club’s mixed record in the January transfer market. The Stamford Bridge club dominate an XI made up of the most expensive inflation-adjusted January transfers – it includes three other Blues’ players, and …
Embargo 00.01 Thursday 21st February 2019 Six Hertfordshire towns take spots in the top 10 best places to live and commute into London for work, according to new research by the free credit report company, TotallyMoney. Information page: https://www.totallymoney.com/commuter-hotspots/information/ Interactive tool: https://www.totallymoney.com/commuter-hotspots/ Waltham Cross, Hatfield and Hemel Hampstead all feature in the top 10, but the Hertfordshire …
Read moreHertfordshire Dominates TotallyMoney’s 2019 London Commuter Hotspot Rankings
Embargo 00.01 Thursday 14th February 2019 Alastair Douglas, CEO of credit experts TotallyMoney, comments on the high cost of solely making minimum credit card repayments, urging borrowers to adopt a simple fixed-payment strategy that could save them thousands. “Paying a bit less each month on your card balance may seem like a great gesture from …
For Immediate Release £6 billion switched in month of January alone in the last 4 years (Jan 2015 to Jan 2018 inc) Total of 2.64 million balance transfer transactions in January in the last four years Two years ago, the longest 0% balance transfer (BT) deals were 43 months now only two lenders offer more …
New research by credit experts TotallyMoney reveals university cities offer some of the highest buy-to-let yields, making them potentially the most lucrative hotspots for landlords. The Free Credit Report company surveyed over 580,000 properties across England, Scotland, and Wales to rank postcodes in order of highest buy-to-let yields, to lowest. The research showed locations with …
Read moreNew research shows university cities offer landlords some of the highest buy-to-let yields
Embargo 00.01 Tuesday 16th October 2018 A OnePoll survey commissioned by TotallyMoney shows that 59% of overtime workers don’t get compensated for the extra hours they put in — the equivalent of not being paid from 16th October until the rest of 2018. http://www.totallymoney.com/overtime-survey/ The survey asked 2,000 workers about the hours they put in …
Read more59% of Overtime Workers Won’t Get Paid for the Rest of 2018 from 16th October
Embargo 00.01 Thursday 4th October 2018 New research by credit experts TotallyMoney reveal how much Londoners must earn to afford a one-bedroom property across London Underground, Overground, and DLR stations, calling into question whether Prime Minister Theresa May and Mayor of London Sadiq Khan are doing enough to tackle the capital’s housing crisis. https://www.totallymoney.com/mortgages/how-much-salary-buy-london/ TotallyMoney, …
Embargo 00.01 Wednesday 3rd October 2018 New research by credit experts TotallyMoney reveals exactly what goes into credit scores and how they’re calculated, allowing customers to understand better the reasons for any changes to them. TotallyMoney generates credit scores and reports using data provided by credit reference agency Callcredit. However, what goes into your credit …
Commenting on Labour Deputy Leader Tom Watson’s call for a ban on using credit cards to gamble, Alastair Douglas, CEO of Free Credit Report provider and credit experts TotallyMoney, said: “A blanket ban on the use of credit cards would be a massive win for consumers. “For regular purchases, people usually get an interest-free grace …
Embargoed 00.01 Wednesday 5th September 2018. New research by credit and eligibility experts TotallyMoney reveals how much our favourite footballers would cost if football clubs bought the players today. The credit report specialists took the average transfer values of players since the English Premier League began in 1992, and compared the increase in transfer costs …
Read moreResearch Reveals How Much Our Favourite Footballers Would Cost If They Were Bought Today
New research from TotallyMoney finds the cities with the biggest populations in the smallest area The Greek capital offers only 133m2 per person – in contrast to a massive 585m2 in Ljubljana in Slovenia London properties are the most expensive per square metre in Europe If you’ve ever felt like you have to elbow people …
Read moreCrammed into the Acropolis – Athens offers the least space per person
Embargoed 00.01 Monday 30th July New research by credit experts TotallyMoney has revealed the best average credit score locations across the UK, with Greater London soaring to the top, and Hertfordshire following close behind. http://www.totallymoney.com/credit-map-of-the-uk/ The Free Credit Report company looked at credit scores for all available postcode areas, to calculate the average score for that …
New research by TotallyMoney reveals the top 50 most affordable university towns across the UK and puts the University of Warwick in first place. The Free Credit Report and comparison specialists looked at the Sunday Times Good University Guide 2018 to rank their top 50 universities in order: from most affordable, to least. The research …
London, Embargoed 00.01 Friday 6th July: New research by credit experts TotallyMoney suggests Britons will pay an estimated £23.8 million solely on interest and transaction fees from using credit cards to gamble on 2018’s World Cup. Credit card payments used for gambling are treated by lenders as a cash advance. This usually means the borrower …
Revealed: 18-24 year olds clueless about how Shared Ownership works with only 28% knowing what it is. Only 19% of property buyers in the last ten years have used a Government buying scheme to secure their property, with a smaller 6% having used the Government’s Shared Ownership scheme. Surprising survey results from TotallyMoney survey reveal …
Read moreIs Shared Ownership The Future for First-Time Buyers?
EMBARGO 00.01 MONDAY 18TH JUNE 2018 New research by TotallyMoney suggests university cities offer the highest return on buy-to-let investments, with Liverpool coming out on top. http://www.totallymoney.com/buy-to-let-yield-map/ The Free Credit Report and comparison specialists looked at over 580,000 properties across England, Scotland, and Wales to rank each postcode, from best place for buy-to-let yields to …
REFRESHED CARD LAUNCHES WITH HIGHLY COMPETITIVE BALANCE TRANSFER OFFER FOR NEAR-PRIME MARKET TotallyMoney, the credit report, eligibility, and comparison specialists and NewDay, a leading specialist financial services provider and one of the largest issuers of credit cards in the UK, have partnered together to re-launch the Fluid Credit Card. A new credit product designed to …
Read moreTOTALLYMONEY AND NEWDAY JOIN FORCES TO RE-LAUNCH FLUID CREDIT CARD
New research by credit report, eligibility, and comparison specialists, TotallyMoney, shows Londoners pay on average £3,744 a year for an extra 10 minutes in bed each day, the equivalent of over 10% of the average London salary. http://www.totallymoney.com/rent-vs-tube-journey-time/ The research looks at average weekly rent for properties close to each Underground station on each …
Read moreLONDONERS PAY £3,744 A YEAR FOR AN EXTRA 10 MINUTES IN BED
New research by TotallyMoney shows South East England to be the best place in the UK to earn a living. The research considers median monthly take-home salary, average monthly mortgage repayment, cost of living, unemployment levels, and job growth to rank 59 locations in order, from best place to earn a living to worst. South …
Spain proves to be the best country to retire abroad, with 4 cities in the top 5 destinations. Lanzarote best overall destination to retire, topping the charts for winter sun. Algarve is the best value option for retired Brits looking for top of the range entertainment on a budget. When it comes to planning your …
Read moreTime to put your feet up: The best destinations for Brits to retire abroad
New research by TotallyMoney suggests Essex is one of the best counties for London commuter hotspots, with Hertfordshire and Kent following close behind. Interactive tool: https://www.totallymoney.com/commuter-hotspots/ Information and analysis: http://www.totallymoney.com/commuter-hotspots/information/ The research defines a commuter hotspot by looking at average house price, length of commute time into London by train, the cost of an annual season …
Read moreEssex Beats Herts and Kent to Take Top Ranking London Commuter Hotspot County
Central Bedfordshire is the top district to purchase a property through help-to-buy schemes in the UK Of the UK’s largest cities, Wakefield found to be the number one help-to-buy hotspot, beating out larger cities West Sussex named the best region in the UK to purchase a property through help-to-buy Entering the property market has become …
Read moreTo Buy or Not To Buy? The UK’s Top Help-To-Buy Hotspots Revealed
New research from TotallyMoney finds which countries in Europe offer a maximum of leisure time to keep their citizens happy, and a minimum of working hours (provided they’re productive), finding that Denmark and Sweden top the list – with the UK coming in at an unlucky 13th position. Have you ever felt like you …
LONDON, 13 December 2017 — A OnePoll survey commissioned by TotallyMoney reveals the average cost of pets over their lifetime is much higher than we think, lending credence to the old saying that a dog is for life, not just for Christmas. The interactive calculator looks at a range of pets — including dogs, cats, …
Read moreTHINKING OF A PET THIS CHRISTMAS? IT COULD COST 14 TIMES MORE THAN YOU THINK
TotallyMoney’s latest buy-to-let yield property investment report sees the university cities climbing the table of top performing postcode areas. And despite increasing pressure on diminishing margins, landlords could still see rental yields in excess of 12% in the best postcode area. www.totallymoney.com/buy-to-let-yield-map/ The TotallyMoney Buy-to-Let Yield Survey (AW17 Edition) has named Liverpool L7 as the …
Read moreStudy reveals student let hotspots could ease the squeeze on buy-to-let investment
Having a place ready to head to when you need some relaxation, a family holiday or just to get away is a dream for many. However, when it comes to buying a holiday home, which locations should you be considering? A new interactive tool from TotallyMoney gives you the perfect place to start by revealing …
Read more25 Destinations Brits Should Be Considering For A Holiday Home
Customers can now download an app to track their credit score and real-time likelihood of being accepted for credit, access their full credit report and receive alerts and notifications of changes. TotallyMoney’s Live Credit Score service can now be accessed through the new app available for both iOS and Android users. The app provides customers with …
So, how much overtime do you put in and what is it costing you over the course of a year? If you think it’s just a few minutes here and there, use the TotallyMoney overtime calculator and you might be surprised how much this is leaving you out of pocket. Are you getting paid what …
Read moreOvertime Survey 2017: UK is working for free from 25 October
TotallyMoney’s new free credit report service provides customers with live updates about their Borrowing Power. And now they’ve mapped the UK’s average scores across almost 3,000 postcode districts. http://www.totallymoney.com/credit-map-of-the-uk/ TotallyMoney’s new Credit Report provides customers with unique up-to-the-minute information about their credit status. TotallyMoney has developed a Borrowing Power tool that is updated each time …
Read moreTotallyMoney’s Borrowing Power Map Reveals UK’s Credit Haves and Have Nots
A new interactive map of the UK from TotallyMoney shows the massive involvement the country has had in the world music scene, with classic rock bands like Black Sabbath through to boy band pop stars One Direction making up the colossal £4.1 billion contribution of the music industry to the British economy. From Hey Jude …
CALLCREDIT HAS TEAMED UP WITH TOTALLYMONEY TO LAUNCH A FREE LIVE CREDIT SCORE SERVICE Customers can now track their credit score and likelihood of being accepted for credit, access their full credit report and receive alerts and notifications of changes. All totally free. LONDON, 18 SEPTEMBER 2017 – TotallyMoney has launched a Live Credit Score …
Read moreCallcredit & TotallyMoney Launch Free Live Credit Score
In new research, TotallyMoney looks at the major film franchises that have come to our screens over the years, to find how they’ve gone from strength to strength years…Or strength to slip-up. Plenty of films make it to a sequel. Many even make it into a trilogy. But there are those that we see in …
“For the viewers at home”, ITV’s voice of football Clive Tyldesley stars in the new TV advertising campaign for TotallyMoney’s Credit Report and Live Credit Score service. TotallyMoney has launched a Live Credit Score and Credit Report service that provides customers with up-to-the-minute information about their credit status each time they log in. The service …
Feeling some additional pressure recently? You might just be a product of your environment. We’ve looked at 16 stress-inducing factors across the country – such as finances, commute time, job opportunities and crime rates – to find the least and most-stressed towns and cities in the UK: www.totallymoney.com/most-stressed-cities-uk/ The interactive page includes stats and insights …
With over 70% of the UK admitting to being beauty-conscious, a new interactive data graphic from TotallyMoney.com compares budgets for beauty across the country and finds Leeds has the highest spend per capita. How much do you spend on maintaining your good looks? In new research from TotallyMoney.com, you can find out whether you’re a big …
Read moreBeauty and the Fees – Brits Spend £4,454 per Person on Their Looks
Want to know if you’re keeping up with the Joneses? You can now see how creditworthy your neighbours are with the TotallyMoney.com UK Eligibility map. TotallyMoney.com has mapped out the average eligibility scores around the UK to highlight the differences in access to credit throughout the country. You can see the average eligibility score of …
Read moreThe UK Credit Eligibility Map from TotallyMoney.com
New research from TotallyMoney.com finds the world’s most-run marathons, how much it costs to run them, and what they offer, both on the course and off it. When you run a marathon, knowing that you’ll get a medal is a must for many, but how likely is it you’ll even get a place? Do you …
Read moreBorn to run ? – Try one of the 22 Most Popular Marathons in the World
As the new tax changes on buy-to-let properties make the profit margins for private landlords even smaller, a new study from TotallyMoney.com has revealed which UK postcodes are the best for buy-to-let mortgages. www.totallymoney.com/buy-to-let-yield-map/ By calculating buy-to-let yields across Great Britain, TotallyMoney.com found that residential property investors should look to Liverpool’s L7 postcode. Covering the …
Read moreGreat Britain’s buy-to-let hotspots 2017: Which postcodes offer the best yield?
So, how much overtime do you put in and what is it costing you over the course of a year? If you think it’s just a few minutes here and there, do the sums and you might be surprised how much this is leaving you out of pocket. Take the overtime test here: http://www.totallymoney.com/overtime-worth/ In …
Londoners have to deal with the financial pressures of living in the one of the world’s most expensive cities, which is why many choose to relocate to the suburbs and commute into the city. TotallyMoney.com has looked into the towns surrounding London to find the best commuter hotspots. The towns have been ranked on factors …
Read moreLondon’s Commuter Hotspots: New Research Finds The Capital’s Best Commuter Towns
How important is university? Nearly 60% of graduates feel they could have got their current job with a vocational qualification instead of a degree With A-Levels on the horizon, most students will have made their applications for university. For many, it’s the obvious next step after sixth form. But with fees rising beyond £9000 this …
Museums, Music, and Michelin Stars – Amsterdam is the world’s most cultured city For a seasoned traveller, every city has something on offer. But which ones have the most history, art, food and music to discover? The Netherlands capital proves a winner, while Riyadh and Chennai suffer. Find out the rest in the new culture …
Broncos, beers, and (Super) Bowls – it costs $2364 on average to be an NFL fan In the lead-up to the Super Bowl, TotallyMoney.com’s research shows that it costs $2,364.27 on average to follow a team throughout the season – and finds the how much it takes to support the different teams in the League. …
In celebration of Valentine’s Day TotallyMoney.com has decided to delve into the world of secrets people keep from their partners (but don’t worry, we’re not judging anyone). Infographic: www.totallymoney.com/valentines-day-secrets/infographic/ Webpage: www.totallymoney.com/valentines-day-secrets/ The research discovered that many Brits feed white lies to their significant others about gambling, ex-partners and even watching porn in order to hold …
We all want an extra minute or two in bed each morning, but how much will the people of London pay for this pleasure? Recent research by credit comparison website TotallyMoney.com has found that Londoners will pay on average an extra £6.60 a week in rent for every minute shaved off their travel time. To …
Read moreRent vs Time Tube Map: How Much Will Londoners Pay for a Shorter Commute?
A new study from credit comparison experts TotallyMoney.com shows which companies are using which alternative data sources and making traditional credit checks look like a thing of the past. It’s not an unusual concern in this day and age to be worried about how your online presence might come across to potential employers, but now …
Read moreThe Future of Finance is Facebook – how social data is used by credit companies
Each Christmas people all over the UK enjoy a furry addition to their family in the form of a new pet. In an effort to inform potential pet owners about the responsibility and cost involved with owning a pet, TotallyMoney.com has created a Cost of Christmas Pets calculator: http://www.totallymoney.com/cost-of-pets/ TotallyMoney.com has teamed up with Wood …
Should you Brexit? Study reveals which European country your job would make you most money in; from Spain for bus drivers to France for doctors. Imagine if you knew that you could do the same job you love, but make much more money at it, work fewer hours and have longer holidays. This is all …
Everyone’s heard of Avatar, but have you ever watched Loufa Kai Parallegi? How about The Mermaid? Well, they were the biggest films of the past ten years in Greece and China, respectively. TotallyMoney.com has looked at the highest grossing films around the world between 2006 and 2016 to see how the box-office habits differ between …
Leeds steels itself for a ‘landlord goldrush’ as it tops the list of postcodes where buy-to-let developers could turn a profit on rental properties. The buy-to-let interactive heatmap released today by TotallyMoney.com shows would-be property moguls an at-a-glance view of the potential yield from rental properties across more than 2,600 UK postcode districts.1 Leeds (LS6 …
Read moreUK’s top 10 high yield buy-to-let hotspots revealed
People are willing to spend up to £10,000 on their bucket list on average, new research has revealed. A survey exploring bucket list budgets revealed respondents would be willing to part with between £5,000 and £10,000 on completing their travel goals. But with the cost of completing the ‘top 10 bucket list activities’ coming in at a …
People looking to find their fortune should think about moving to Burnley, as new research has revealed it to be the best place in the UK to make a living. Analysis from credit comparison site TotallyMoney.com looked at criteria such as employment rates, average wages and cost of living to find the best places to …
TotallyMoney.com can reveal the average cost per square foot of property within a 0.5km radius of each London Underground station. New research paints a sobering picture of London’s housing crisis by revealing how much one square foot of property costs throughout the capital. Using the world famous London Underground map, TotallyMoney.com have listed the average …
Read moreLondon Underground map shows the price per square foot of property near each tube station
A new online tool works out how much money users spend on their pets over each animals’ lifetime. Do you dote on your dog or spoil your snake? A brand new interactive tool from credit comparison experts TotallyMoney will reveal exactly how much your favourite members of the animal kingdom cost you over the course …
Read moreFurry Finances: The Average Cost of Raising a Pet is £10,975
If you’re looking for a stress-free life, then stay away from Southend-on-Sea. The Essex seaside town is the most stressed place in the UK, according to new research. Credit comparison site TotallyMoney.com has compiled a list of the most stressed places in the UK, based on criteria such as local unemployment levels, the amount of …
New research by TotallyMoney.com has found that some classic tech devices are fetching small fortunes on online auction sites. Could your old tech devices actually be earning you money? The pace at which technology moves today means we’re constantly piling up old devices like phones and games consoles in cupboards, garages and attics. But a …
Following the recent change in the UK’s national minimum wage, TotallyMoney.com decided to look into how affordable housing is to people working low income jobs Birmingham and the surrounding area, and the results are shocking. Minimum wage workers on 37.5 hour weeks would only be able to rent one-bed properties in nine of the 77 …
When it comes to top pop performers, true fans will do almost anything to see them live – and that can include paying eye-watering ticket prices. Which is good news for those who aren’t that bothered about seeing the likes of Adele, Rihanna, or Justin Bieber, as, if they’re canny, they can sell on their gig tickets and make a …
Following the recent change in the UK’s national minimum wage, TotallyMoney.com decided to look into how affordable housing is to people working low income jobs Manchester, and the results are shocking. Minimum wage workers on 37.5 hour weeks would only be able to rent one-bed properties in seven of Greater Manchester’s 43 postcode areas without …
The recent increase to the UK’s national minimum wage will mean very little to low income workers in London, recent research has found. TotallyMoney.com has looked into how affordable housing is to people with full time minimum wage jobs in the capital. The research revealed that not a single London postcode area offers one-bed rentals …
A new online tool from TotallyMoney.com lets you calculate how much you might be missing out on by working overtime for free. Most of us end up putting in a bit of overtime now and then. You might think the odd hour here and there is ok but when you total it up over a …
In celebration of Valentine’s Day TotallyMoney.com has decided to delve into the world of secrets people keep from their partners (but don’t worry, we’re not judging anyone). It might be hard to believe, but men are actually more likely to hide something romantic from their partner than women. The survey, conducted by OnePoll on a …
Read moreTotallyMoney.com discovers what secrets couples keep from one another this Valentine’s Day
At a time of the year when everyone is making resolutions to better themselves, a new league table of depravity – the International Sindex – reveals the biggest sinners in the World. For Darren Kavinoky, American criminal lawyer and creator of the TV show Deadly Sins, the seven deadly sins are just human instincts gone …
Read moreFat, Lazy, Sex-mad and Angry: The World’s Most Badly Behaved Countries Revealed
New research by TotallyMoney.com shows the best commuter town options for buying outside but still working in the capital. If it’s time to make the move out of London and get on the property ladder, you might need to seriously consider moving to one of the numerous commuter towns that sit in, around and outside …
Read moreMoving out of london? Discover your best commuter options
Singles’ Day, the highest-grossing online retail event in the world, is predicted to make more than $10 billion this year. Forget Black Friday and Cyber Monday – China’s Singles’ Day is now the world’s largest online shopping frenzy, as visualised by TotallyMoney.com So, what exactly is this little-known event? It all started in the early …
The Help to Buy ISA scheme will be great for those in the Midlands and North… but what about the rest of the country? First-time buyers look set to get a leg-up on the property ladder with the long-awaited launch of the Help to Buy ISA on 1 December. But with ever increasing property prices, …
British people are more comfortable discussing so-called ‘taboo subjects’ than money, with people saying they’d sooner discuss sex, religion, and politics than their savings, according to a survey conducted by Totallymoney.com. More than 1 in 5 of us have lied about how much we earn 24% of men have lied about their salary, compared to …
Read moreBrits more comfortable discussing sex than their savings
It’s no secret that Carrie Bradshaw could never have afforded her NYC apartment on a Journalist’s salary. But what about the TV stars on this side of the pond? How much would the Absolutely Fabulous abode be valued at today? And in 2015, could Sherlock still afford to live in Baker Street? TotallyMoney.com have imagined …
Read moreHow much would these famous TV homes be worth today?
New analysis carried out by TotallyMoney.com reveals how much money is spent on Candy Crush in-app purchases every year, how much time people spend playing Candy Crush every year and how King.com, the company behind this addictive game, compares with others in the smartphone gaming business: Every day, 93 million people play Candy Crush £856 …
Read more£856 million ($1.3 billion) is spent on Candy Crush every year, new analysis reveals
Here is what you really need to earn to rent a 1-bed in each postcode. TotallyMoney.com has mapped the real minimum wage needed to rent a 1-bed in all 120 London postcodes. Each figure (as seen below) represents the hourly wage that an individual must earn working 37.5 hours a week, for a one-bedroom rental, without paying …
Read moreWhy Earning £6.50 an Hour Isn’t an Option in London
New analysis by TotallyMoney.com, reveals that Blackburn is the best place in the UK to make a living. The analysis compared median wages to mortgage repayments, cost of living and the health of the job markets in each town. The calculations focused on working and living in each town, with no points awarded for scenery, …
Read moreBlackburn is the best place in the UK to make a living, new analysis reveals
Sheffield steels itself for a ‘landlord goldrush’ as it tops the list of postcodes where buy-to-let developers could turn a profit on rental properties. The buy-to-let interactive heatmap released today by TotallyMoney.com, the credit comparison experts, shows would-be property moguls an at-a-glance view of the potential yield from rental properties across more than 2,600 UK …
Read moreUK’s top 10 high yield buy-to-let hotspots revealed
New stats reveal more than 96% of Brits don’t understand credit card debt A new study by TotallyMoney.com found that the majority of UK adults grossly underestimate the impact of just making the minimum payment, when paying off credit card debt. When asked ‘how long would it take to clear £2,000 in credit card debt …
If ‘you are what you Google’, then what do popular search terms reveal about the UK and Ireland? TotallyMoney.com has mapped the common cost concerns of people from Exeter to Edinburgh, and found it’s all about tobogganing in Ipswich, weed in Manchester and even prostitutes in Sheffield. Cosmetic procedures are a popular trend, with liposuction …
Interactive Map reveals Leicester is #1 Help to Buy Hotspot with 892 Mortgage Completions New research into the Help to Buy mortgage scheme, which is now 2 years old after first launching in April 2013, has revealed that Leicester is the England’s Help to Buy hotspot. An interactive heatmap compiled by TotallyMoney.com, using housing market …
New photos from around the world reveal what people really value most In a time when many of us can’t imagine a world without smartphones and computers, credit comparison site TotallyMoney.com approached 50 photographers in over 20 countries to find out more about what people around the world really value. The good news? There wasn’t …
Read moreWhat we really value, through the lenses of 50 photographers
Interactive Map reveals 1,261 out of 2,117 Postcode Districts in England have yet to see any ‘Help to Buy’ mortgage completions – despite more than 400,000 eligible homes being available. Two years after George Osborne launched Help to Buy in April 2013, a brand new interactive map from TotallyMoney.com, using housing market data from the …
Read moreTwo Years Since Launch, 60% of England Postcodes Have Zero ‘Help to Buy’ Homes
Research reveals that Ilford is the only area of the country where you have a better than evens chance (51.6%) of being accepted for a credit card. Ilford has been crowned the credit card acceptance capital of the UK, with 51.6% of those who applied for a credit card being accepted. The Credit Index1 and …
Research reveals 65% of credit card applications in the largest town in East Ayrshire were declined last year. Kilmarnock has been crowned the credit card rejection capital of the UK with 65% of all those who applied for a credit card being turned down. This is despite a 4% drop in unemployment levels in the …
Read moreStruggling Kilmarnock is UK Credit Rejection Capital
Survey reveals 52% of men believe they’d be financially healthier without a better half. They say that chivalry’s dead, but a new survey by TotallyMoney.com has revealed that more than half of men believe they spend more money in a relationship than they would as a singleton. Dates, gifts, getaways – of the 600 people …
Read moreOver Half of Men in a Relationship Think They’d Be Richer Single
Survey reveals almost half of people with a partner believe they’d be wealthier alone. If you’ve ever told your other half that they’re more trouble than they’re worth, you may not have been entirely in the wrong. TotallyMoney.com asked a total of 600 participants split by relationship status whether they thought they’d be financially better …
Read more45% of People in a Relationship Think They’d Be Better off Single
Despite record low interest rates, the cost of withdrawing cash on credit cards is £21 million more today than in 2010 Plastic bill: 60% of consumers plan to holiday overseas this year spending a total of £9 billion[1] on debit and credit cards. 1.6 million consumers will place all of their holiday spending on a …
Read moreTravellers Head to Costa Del Credit as They Burn £192 Million in Card Charges
Following Santander’s addition of a 0% offer period on purchases for 18 months on the 123 credit card, Will Becker, CEO of TotallyMoney.com the credit comparison website comments: “The addition of a 0% purchase offer for 18 months on the 123 credit card is an interesting move by Santander. Generally speaking we would recommend using …
Despite record low interest rates, the cost of withdrawing cash on credit cards is £21 million more today than in 2010 Individual cost: One in five credit card holders make cash withdrawals on their cards each year. Making an average of seven withdrawals a year for £90 each, it costs at least £214 million in …
Read moreCredit Card Customers Incur £214 Million of Cash Withdrawal Charges
In response to the launch of the Bank of Scotland’s (BOS) new Platinum balance transfer credit card launch with a 0.70% fee, Will Becker, CEO of TotallyMoney.com, comments: “As the balance transfer battle rolls on, the new BOS Platinum Balance Transfer credit card may look like a strong competitor for Nationwide’s current market leader but …
Read moreBank of Scotland’s New BT Card Offers the Lowest Fee, but Not the Biggest Savings
Research reveals almost two thirds of credit card applications in this region were declined in the past 12 months National rejects: In the last 12 months, 61% of all credit card applications across the UK have been declined, a figure that shows signs of post-recession misplaced confidence as it creeps up from 59% the previous …
Read moreDumfries Crowned Credit Card Rejection Capital of the UK
Friday 7th February 2014: In response to the balance transfer credit card price war between Halifax and Barclaycard, Will Becker, CEO and co-founder of TotallyMoney.com, comments: “As Halifax battles to steal the number one spot in the 0% balance transfer credit card table with the launch of a 30 month offer, Barclaycard sends a clear …
With 11%[1] making minimum repayments on credit cards each month, this is the debt sentence travellers could face Holidays on credit: Consumers are predicted to put 8%[2] more of their holiday spend on credit cards this year, racking up a total bill of £9 billion. This represents more than a quarter (27%) of total overseas …
Read moreA Holiday To Tenerife Could Take Consumers Ten Years To Pay Off
As consumer confidence grows, research reveals UK credit card holders are set to rack up a bill of £86 billion Retail spend: With total retail spend[1] predicted to rise by 3.4% to £331 billion this year[2], credit card spending is set to account for more than a quarter of this (26%), the highest proportion since …
LONDON, December 19th, 2013. Research reveals a credit card extravaganza as 2.98 million of these consumers rack up a £300 million bill. The busiest high street shopping day this year is expected to be Saturday 21st December with 13 million panic stricken consumers set to spend a total of £1.31bn[1] or £1.8 million per minute. …
Read more13 million shoppers expected to hit the high street on Saturday 21st December
LONDON, December 12th, 2013. Consumers will have a ‘fan-plastic’ time as they are expected to carry out over nine million transactions worth £42. The big day: Friday 13th December is set to be the biggest credit card spending day of the year as consumers add £400 million to their credit card debts making 9.4 million …
Read moreMeltdown on Friday 13th with Credit Card spend set to peak at £400 million
LONDON, November 25th, 2013. In response to today’s announcement from the Government to introduce a new law to cap the cost of payday loans, Will Becker, CEO and co-founder of TotallyMoney.com comments: “At last, the Government is taking action against the damage payday lenders continue to inflict on large segments of the UK population. However, …
LONDON, November 6th, 2013. 15.7[1] million credit card holders lose out by not using cashback or reward cards for Christmas spending. 14.6 million credit card holders who already enjoy a reward or cashback card will earn up to £300 million on their Christmas shopping. This leaves 52% not earning a penny, a festive loss of …
Read moreLost credit card rewards total £323 million this Christmas
LONDON, October 28th, 2013. 25%[1] of credit card holders miss payments on long term[2] balance transfer cards and could be forced to pay 18% APR As Barclaycard unveils its 30 month Platinum balance transfer deal, the longest offer in the history of the credit card, new research from TotallyMoney.com, the credit comparison experts, reveals that …
Read moreOne in four credit card holders miss payments on balance transfer deals
LONDON, October 17th, 2013. American Express ‘Platinum Cashback Everyday’ credit card customers must spend over £4,250[1] a year or they won’t earn a penny. From the 1st March 2014, American Express ‘Platinum Cashback Everyday’ credit card customers will need to spend a minimum of £4,250 a year in order to qualify for a cashback payment. …
LONDON, September 25th, 2013 In the next month alone, these rejections could cost British consumers £1082 million in interest. Of those declined in the last year, 36% stuck with their existing deal to avoid risking another rejection, but 22% immediately went on to make another application with little consideration for the consequences. Almost one million3 …
Read more3.3 Million1 credit card customers trapped as applications are rejected
LONDON, September 5th, 2012. PERSONAL finance comparison site TotallyMoney.com today announced that a new Barclaycard Initial card offer is now available exclusively through TotallyMoney.com. The new offer allows customers who are new to credit or are looking to rebuild their credit score, 0% on purchases for 3 months. The offer of 0% on purchases for …
Read moreExclusive Barclaycard Initial 0% on purchases offer