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Tesco Bank 12 Month Purchase Credit Card - Guaranteed 25.9% APR

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0% Purchase offer duration
12 mths
Representative % APR (variable)
25.9% APR

Representative Example

tooltip

If you spend £1,200 at a purchase interest rate of 25.95% p.a. (variable) your representative APR will be 25.9% APR (variable)

What’s Good

Collect Tesco Clubcard points almost everywhere you use your card, on top of your usual points in Tesco (minimum spend applies)
Manage your money with the Tesco Bank Mobile Banking App and online banking services
No annual fee

What’s Bad

Balance transfers and money transfers must be made within the first 90 days to get the promotional offer
Your introductory rates will be withdrawn if Tesco Bank does not receive your minimum payment on time and in full
You cannot transfer a balance from another Tesco Bank Credit Card

Features

0% interest for up to 12 months on purchases from account opening, then 25.95% p.a (variable)
0% interest for up to 3 months on balance transfers from account opening, then 25.95% p.a. (variable). (2.99% transfer fee during promotional period then 3.99% transfer fee)
You can transfer up to 95% of your available credit limit

Eligibility

Must be over 18
Must be a UK resident
Must have a UK bank or building society account
Must have a good credit history
Must have an annual income of £5,000 or more

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip3 months
Transfer Fee
tooltip2.99 %
Purchase Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip12 months
Annual Interest Ratestooltip
Balance Transfers
tooltip25.95 %
Purchases
tooltip25.95 %
Cash Withdrawals
tooltip29.95 %
Other Key Facts
Annual Fee
tooltip£0
Cash Advance Fees
tooltip3.99 %
Minimum Age
18 years
Minimum Income
£5,000
Overseas Transaction Fee
tooltip2.75 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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