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AA Dual Credit Card

Purchase offer duration
26 months
Representative APR (variable)
18.9 % APR
You'll save Interest saved over the 0% period assuming the minimum repayment and balance paid in full at end of offer
£448
  • £35 cashback when you spend £500 or more within 60 days of account opening*
  • 0% for 20 months on balance transfers made within 3 months of account opening, then 18.9% APR (variable) - 2.98% fee
  • 0% interest on purchases for 26 months, then 18.9% APR (variable)
  • Provided by Bank of Ireland UK. AA Financial Services is a credit broker not a lender
  • *Full T&Cs are available on theAA.com

See how much you'll save

Amount to spendHow much do you want to spend?
Your Current % APRIf you are unsure then use 18% to see an average result

You'll save 448

We calculate the interest you would save by spending on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume that the purchase is made in the first month of opening the card.

Rates & Fees

  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the card0.00 %
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card26 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance2.98 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the card0.00 %
    DurationDurationThe length of time that you will be charged the introductory rate on new spending26 months
  • Representative % APRs (variable)Standard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.9 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.9 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card27.9 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee free£0
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee2.99 %
    Minimum Age18 years
    Minimum Income£8,000
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %