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Bip

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Balance Transfer offer duration
N/A
0% Purchase offer duration
N/A
Representative % APR (variable)
29.9% APR
Transfer Fee
N/A

Representative Example

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If you spend £1,200 at a purchase interest rate of 29.95% p.a. (variable) your representative APR will be 29.9% APR (variable)

What’s Good

Download the app, apply and add Bip to your Apple Pay or Google Pay and you’re ready to go
This card could help to build your credit rating if you make payments on time and stay within your credit limit
Zero fees for late payments or foreign transactions
No annual fees

What’s Bad

Rates vary to up to 49.9% depending on your personal circumstances
You could get a lower credit limit down to £250
Customers cannot transfer balances from any card provided by NewDay

Features

Mobile app to make managing your money easy 
You can use your card straight away online and with Apple or Google Pay

Eligibility

Be over 18 and a UK resident
You must not have had any CCJs in the past 12 months
Not have been registered bankrupt in the last 36 months
You must not have taken out an Aqua, Marbles, Fluid or opus card (also issued by NewDay) in the past 12 months

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
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Duration
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Transfer Fee
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Purchase Offertooltip
Intro Rate
tooltipn/a
Duration
tooltipn/a
Annual Interest Ratestooltip
Balance Transfers
tooltip29.95 %
Purchases
tooltip29.95 %
Cash Withdrawals
tooltip29.95 %
Other Key Facts
Annual Fee
tooltip£0
Cash Advance Fees
tooltip0 %
Minimum Age
18 years
Minimum Income
Not Specified
Overseas Transaction Fee
tooltip0 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

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We're on a mission to help everyone move their finances forward and gain financial momentum.

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Guidance

Legal

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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