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Hitachi Personal Finance

Use the loan calculator to see how much you can borrow and how much interest you will pay over a certain number of months. It can give you a clear breakdown of what your monthly repayment will be, so you can see exactly what you will be getting.

You can also check your eligibility and compare loans to see which ones are most likely to accept you, reducing the risk of being rejected.

  • What loans can I find?

    There are many different reasons you might be looking for a loan. Are you a student? Do you need to borrow money to buy a car? Are you looking for a consolidation loan to simplify your finances and consolidate your debt? Whatever your reason, the loans calculator can help you find a loan that works for you. Here are a few examples of the types of loan that could help you.

  • Personal loans

    Personal loans are sometimes known as unsecured loans, as they are not taken out against your home. Therefore personal loans are often for smaller amounts (£1,000 - £25,000) and are usually for one-off purchases like home improvements or a new car. Use the interest calculator to see how much you could be repaying each month if you opt for a personal loan.

  • Loans for poor credit

    With poor credit loans, you can still get a loan even if you have a poor credit history. These loans might offer higher rates of interest than other loans, however, they are far less risky than payday loans and, if used properly, can help you rebuild your credit rating. Loan calculators such as the one above can help you get a sound understanding of how much you will have to repay each month when taking out a bad credit loan – ensuring you don’t miss any payments and further harm your credit rating.

  • Secured loans

    Secured loans are generally for larger amounts and are secured against property. As the loans are taken out against property, lenders are usually willing to lend you larger amounts of money and can sometimes offer lower APRs. If you fail to keep up repayments on a secured loan your home could be at risk.