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Cheapest loanLowest monthly repayments
    ZopaPersonal Loan
    Zopa
    Monthly repayment
    £175.29
    Total charge for credit
    £206.88
    Total amount repayable
    £4,206.88
    Representative %APR (fixed)
    5.0 % APR
    Representative %APR (fixed)
    5.0 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 4.3% (fixed) would result in a representative rate of 5.0% APR, monthly repayments of £175.29, total amount repayable is £4,206.88 which includes an arrangement fee of £30

    RatesetterPersonal Loan
    Ratesetter
    Monthly repayment
    £178.53
    Total charge for credit
    £284.73
    Total amount repayable
    £4,284.73
    Representative %APR (fixed)
    6.9 % APR
    Representative %APR (fixed)
    6.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 6.4% (fixed) would result in a representative rate of 6.9% APR, monthly repayments of £178.53, total amount repayable is £4,284.73 which includes an arrangement fee of £12

    HitachiPersonal Loan
    Hitachi
    Monthly repayment
    £179.21
    Total charge for credit
    £301.07
    Total amount repayable
    £4,301.07
    Representative %APR (fixed)
    7.3 % APR
    Representative %APR (fixed)
    7.3 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 7.3% (fixed) would result in a representative rate of 7.3% APR, monthly repayments of £179.21, total amount repayable is £4,301.07

    AdmiralPersonal Loan
    Admiral
    Monthly repayment
    £181.25
    Total charge for credit
    £349.96
    Total amount repayable
    £4,349.96
    Representative %APR (fixed)
    8.5 % APR
    Representative %APR (fixed)
    8.5 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 8.5% (fixed) would result in a representative rate of 8.5% APR, monthly repayments of £181.25, total amount repayable is £4,349.96

    Post OfficePersonal Loan
    Post Office
    Monthly repayment
    £181.93
    Total charge for credit
    £366.22
    Total amount repayable
    £4,366.22
    Representative %APR (fixed)
    8.9 % APR
    Representative %APR (fixed)
    8.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 8.9% (fixed) would result in a representative rate of 8.9% APR, monthly repayments of £181.93, total amount repayable is £4,366.22

    Sainsbury's BankPersonal Loan
    Sainsbury's Bank
    Monthly repayment
    £183.62
    Total charge for credit
    £406.79
    Total amount repayable
    £4,406.79
    Representative %APR (fixed)
    9.9 % APR
    Representative %APR (fixed)
    9.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 9.9% (fixed) would result in a representative rate of 9.9% APR, monthly repayments of £183.62, total amount repayable is £4,406.79

    AAPersonal Loan
    AA
    Monthly repayment
    £183.62
    Total charge for credit
    £406.79
    Total amount repayable
    £4,406.79
    Representative %APR (fixed)
    9.9 % APR
    Representative %APR (fixed)
    9.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 9.9% (fixed) would result in a representative rate of 9.9% APR, monthly repayments of £183.62, total amount repayable is £4,406.79

    Tesco BankPersonal Loan
    Tesco Bank
    Monthly repayment
    £186.81
    Total charge for credit
    £483.55
    Total amount repayable
    £4,483.55
    Representative %APR (fixed)
    11.8 % APR
    Representative %APR (fixed)
    11.8 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 11.8% (fixed) would result in a representative rate of 11.8% APR, monthly repayments of £186.81, total amount repayable is £4,483.55

    LendablePersonal Loan
    Lendable
    Monthly repayment
    £187.15
    Total charge for credit
    £491.60
    Total amount repayable
    £4,491.60
    Representative %APR (fixed)
    12.0 % APR
    Representative %APR (fixed)
    12.0 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 12.0% (fixed) would result in a representative rate of 12.0% APR, monthly repayments of £187.15, total amount repayable is £4,491.60

    SantanderPersonal Loan
    Santander
    Monthly repayment
    £189.83
    Total charge for credit
    £555.87
    Total amount repayable
    £4,555.87
    Representative %APR (fixed)
    13.6 % APR
    Representative %APR (fixed)
    13.6 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 13.6% (fixed) would result in a representative rate of 13.6% APR, monthly repayments of £189.83, total amount repayable is £4,555.87

    CahootPersonal Loan
    Cahoot
    Monthly repayment
    £189.83
    Total charge for credit
    £555.87
    Total amount repayable
    £4,555.87
    Representative %APR (fixed)
    13.6 % APR
    Representative %APR (fixed)
    13.6 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 13.6% (fixed) would result in a representative rate of 13.6% APR, monthly repayments of £189.83, total amount repayable is £4,555.87

    CarFinance 247Car Loan
    CarFinance 247
    Monthly repayment
    £190.83
    Total charge for credit
    £579.90
    Total amount repayable
    £4,579.90
    Representative %APR (fixed)
    14.2 % APR
    Representative %APR (fixed)
    14.2 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 14.2% (fixed) would result in a representative rate of 14.2% APR, monthly repayments of £190.83, total amount repayable is £4,579.90

    What CreditCar Loan
    What Credit
    Monthly repayment
    £195.15
    Total charge for credit
    £683.51
    Total amount repayable
    £4,683.51
    Representative %APR (fixed)
    16.8 % APR
    Representative %APR (fixed)
    16.8 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 16.8% (fixed) would result in a representative rate of 16.8% APR, monthly repayments of £195.15, total amount repayable is £4,683.51

    first directPersonal Loan
    first direct
    Monthly repayment
    £195.31
    Total charge for credit
    £687.48
    Total amount repayable
    £4,687.48
    Representative %APR (fixed)
    16.9 % APR
    Representative %APR (fixed)
    16.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 16.9% (fixed) would result in a representative rate of 16.9% APR, monthly repayments of £195.31, total amount repayable is £4,687.48

    ZutoCar Loan
    Zuto
    Monthly repayment
    £197.95
    Total charge for credit
    £750.84
    Total amount repayable
    £4,750.84
    Representative %APR (fixed)
    18.5 % APR
    Representative %APR (fixed)
    18.5 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 18.5% (fixed) would result in a representative rate of 18.5% APR, monthly repayments of £197.95, total amount repayable is £4,750.84

    HSBCPersonal Loan
    HSBC
    Monthly repayment
    £198.61
    Total charge for credit
    £766.63
    Total amount repayable
    £4,766.63
    Representative %APR (fixed)
    18.9 % APR
    Representative %APR (fixed)
    18.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 18.9% (fixed) would result in a representative rate of 18.9% APR, monthly repayments of £198.61, total amount repayable is £4,766.63

    NatWest (Existing Customers)Personal Loan
    NatWest (Existing Customers)
    Monthly repayment
    £200.25
    Total charge for credit
    £806.02
    Total amount repayable
    £4,806.02
    Representative %APR (fixed)
    19.9 % APR
    Representative %APR (fixed)
    19.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 19.9% (fixed) would result in a representative rate of 19.9% APR, monthly repayments of £200.25, total amount repayable is £4,806.02

    Royal Bank of Scotland (Existing Customers)Personal Loan
    Royal Bank of Scotland (Existing Customers)
    Monthly repayment
    £200.25
    Total charge for credit
    £806.02
    Total amount repayable
    £4,806.02
    Representative %APR (fixed)
    19.9 % APR
    Representative %APR (fixed)
    19.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 19.9% (fixed) would result in a representative rate of 19.9% APR, monthly repayments of £200.25, total amount repayable is £4,806.02

    besavviPersonal Loan
    besavvi
    Monthly repayment
    £205.15
    Total charge for credit
    £923.52
    Total amount repayable
    £4,923.52
    Representative %APR (fixed)
    22.9 % APR
    Representative %APR (fixed)
    22.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 22.9% (fixed) would result in a representative rate of 22.9% APR, monthly repayments of £205.15, total amount repayable is £4,923.52

    1st StopPersonal Loan
    1st Stop
    Monthly repayment
    £208.39
    Total charge for credit
    £1,001.26
    Total amount repayable
    £5,001.26
    Representative %APR (fixed)
    24.9 % APR
    Representative %APR (fixed)
    24.9 % APR

    Representative Example: Borrowing £4,000 over 24 months at an annual interest rate of 24.9% (fixed) would result in a representative rate of 24.9% APR, monthly repayments of £208.39, total amount repayable is £5,001.26

We compare hundreds of loans from leading lenders
Santander
Sainsbury's
Natwest
Tesco
RBS
Hitachi Personal Finance
RateSetter