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Financial Conduct Authority
Authorised & Regulated
NatWest (Existing Customers)
Personal Loan
Representative APR (fixed)
21.9% APR
Monthly repayment
£203.52
Total charge for credit
£884.48
Total amount repayable
£4,884.48
Representative Example
Assumed borrowing of £4,000 over 24 months at an annual interest rate of 21.9% (fixed) would result in a representative rate of 21.9% APR, monthly repayments of £203.52, total amount repayable is £4,884.48.
M&S Bank
Personal Loan
Representative APR (fixed)
9.9% APR
Monthly repayment
£183.62
Total charge for credit
£406.88
Total amount repayable
£4,406.88
Representative Example
Assumed borrowing of £4,000 over 24 months at an annual interest rate of 9.9% (fixed) would result in a representative rate of 9.9% APR, monthly repayments of £183.62, total amount repayable is £4,406.88.
Cashback
Pay the first twelve instalments in full and on time and your guarantor will receive cashback equivalent to 1 month’s repayment. T&Cs apply.
Guarantor My Loan
Guarantor Loan
Representative APR (fixed)
34.9% APR
Monthly repayment
£224.30
Total charge for credit
£1,383.20
Total amount repayable
£5,383.20
Representative Example
Assumed borrowing of £4,000 over 24 months at an annual interest rate of 34.9% (fixed) would result in a representative rate of 34.9% APR, monthly repayments of £224.30, total amount repayable is £5,383.20.
CarFinance 247
Car Finance Broker
Representative APR (fixed)
19.9% APR
Monthly repayment
£200.25
Total charge for credit
£806.00
Total amount repayable
£4,806.00
Representative Example
Assumed borrowing of £4,000 over 24 months at an annual interest rate of 19.9% (fixed) would result in a representative rate of 19.9% APR, monthly repayments of £200.25, total amount repayable is £4,806.
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Missing payments will have severe consequences and may make obtaining credit more difficult in the future.
If you decide to take out a homeowner loan, you agree that your personal details will be sent to a credit broker who will contact you by telephone and/or email to find out more about your requirements. This allows the broker to ensure you are introduced to loan products which meet your individual requirements and financial circumstances.
Should you choose to make an application, the broker will advise you of any arrangement fee you may be charged when you take out a loan.