The TotallyMoney credit comparison platform helps thousands of people find the best credit deals that they qualify for every day. Our customers can quickly and easily check their eligibility, compare products based on personalised search results and make focused applications for the credit card or loan that is most likely to accept them.
Rejected applications damage credit ratings and make it even harder for customers to get credit in the future. Our service helps reduce consumers’ risk of being rejected and protects their credit ratings.
Our comparison platform has been developed as a software service that can be seamlessly integrated into third-party sites. Our eligibility-led credit cards and loans comparison tools can already be found powering Credit Karma, Clearscore and others.
However you choose to style your comparison tool, under the hood it will have all the functionality of the TotallyMoney platform. Each white label product is updated and maintained in sync with our own code base so you can take advantage of the latest features and improvements as soon as they are released.
We believe that if someone has their credit card or loan application rejected, that should not be the end of their journey. With more than 100 credit cards and 1000s of loan products on our platform we can help customers find an alternative borrowing option. We like to think of it as the credit match equivalent of the Clearing service that helps students who haven’t quite made the grade secure a university place.
And this TotallyMoney-powered service, tailored to your specific needs, can be baked into your existing application process.
Online instant decisions
Instant decisions, based on the results of a pre-application eligibility check, are part of a fairer, better journey for consumers. The credit searches involved in these decisions leave no footprint on the customer’s credit file so do not harm their chances of successfully applying for credit in the future. Greater certainty when applying for credit gives customers peace of mind.