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Tymit

Apply using the mobile app

Complete your application and relevant checks by downloading the app on iOS and Android.

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International Fee
0%
Representative % APR (variable)
19.8% APR

Representative Example

Tooltip

If you spend £1,200 at a purchase interest rate of 19.8% p.a. (variable) your representative APR will be 19.8% APR (variable)

What's Good

0% interest on all purchases paid in 3 months or less
Option to spread the cost of purchases over 3, 6, 12, 24, or 36 months, with any interest charges quoted in the app
Zero compound interest accrued on balances
Zero cash withdrawal fees, up to £200 per month
No foreign transaction fees or charges for going over your credit limit

What's Bad

You cannot use this card for balance transfers
You must use the app to manage your account
There are no minimum payments on this card. Instead, your monthly payment will be made up of your monthly instalments due.

Features

0% interest on purchases paid over 3 months, with the option to spread the cost of purchases over 3, 6, 12, 24, or 36 months
App enables you to manage your instalment plan and to see in advance the interest charges you will receive
Zero cash withdrawal fees, up to £200 per month
No foreign transaction fees or charges for going over your credit limit
No annual fee

Eligibility

You must be aged 21 or over
You must be a UK resident
You must have a UK bank or building society account
You must have an income of £20,000 per year or more

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
Tooltip
n/a
Duration
Tooltip
n/a
Transfer Fee
Tooltip
n/a
Purchase OfferTooltip
Intro Rate
Tooltip
0 %
Duration
Tooltip
3 months
Annual Interest RatesTooltip
Balance Transfers
Tooltip
n/a
Purchases
Tooltip
19.8 %
Cash Withdrawals
Tooltip
19.8 %
Other Key Facts
Annual Fee
Tooltip
£0
Cash Advance Fees
Tooltip
0 %
Minimum Age
21 years
Minimum Income
£20,000
Overseas Transaction Fee
Tooltip
0 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

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We're on a mission to improve the UK's credit score and help people move on up to a better future.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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