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American Express Platinum Charge Card

Representative APR (variable)
N/A
  • 30,000 Membership Rewards® points when you spend £4,000 in your first three months
  • Not a credit card - you must repay balance in full every month
  • Comprehensive worldwide travel insurance
Check My Eligibility

Features

  • 1 Membership Rewards® point per £1 spent
  • Comprehensive worldwide travel insurance
  • Dedicated travel and concierge service offering exclusive and VIP deals
  • No interest charges, but you must pay off balance in full each month
  • No spending limits
  • Points can be transferred to 15 different airline and hotel reward schemes, including British Airways and Virgin Atlantic
  • Receive 30,000 membership reward bonus points – enough for one return flight from London to selected European destinations, when you spend £4,000 in the first three months of Cardmembership
  • Unlimited access to over 1,000 airport lounges in 83 countries around the world

Eligibility

  • Be over 18
  • Have a UK bank or building society account
  • Have a permanent UK home address
  • Have no history of bad debt

Rates & Fees

  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card. Rates and duration can differ depending on individual circumstance
    Intro RateIntro RateThe lowest interest rate you will be charged over the balance transfer period on any balance transferred to the card depending on individual circumstancen/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the cardn/a
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balancen/a
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe lowest interest rate you will be charged over the purchase period on any new spending on the card depending on individual circumstancen/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spendingn/a
  • Annual Interest RatesStandard APRsThe Annual Interest Rate is the lowest interest rate that you will be charged on different types of borrowing after the end of any introductory offers. However, you may be charged higher rates depending on individual circumstance.
    Balance TransfersBalance TransfersThe lowest interest rate you will be charged on balance transfer after the end of any introductory offers depending on individual circumstance.0 %
    PurchasesPurchasesThe lowest interest rate you will be charged on new spending after the end of any introductory offers depending on individual circumstance.0 %
    Cash WithdrawalsCash WithdrawalsThe lowest interest rate you will be charged on any cash withdrawals you make with the card depending on individual circumstance.0 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee free£575
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee0 %
    Minimum Age18 years
    Minimum Income£0
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %

What do 'pre-approved' and 'card approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks.

Card approved means that you will get accepted for the card, providing the information you give is accurate and you pass the lender's checks, but could be offered a different rate to that advertised.