57.6 % APR
- Earn 10,000 bonus Membership Rewards points when you spend £3,000 in your first three months of Cardmembership
- £140 annual fee (free for first year)
- 1 Membership Rewards® point for virtually every £1 spent
Calculate your earnings
In your first year, you can earn up to 118
We think the best way to compare rewards cards is by the value of the rewards you would earn minus any fees.
* The estimate of the value of rewards points is based on our research and rewards points valuations. It’s always possible to do better or worse than this value with smart or poor use of the rewards earned. We also make the assumption that you’ll pay back your balance in full every month so won’t get charged any interest. For a full explanation of how we calculate these values and our assumptionsclick here
- $75 hotel credit and room upgrade where available at over 350 hotels globally including Hilton, InterContinental and Sofitel
- 10% off Hertz car rental rates, plus a complimentary one card upgrade and additional driver fee waived
- Earn one Membership Rewards point for virtually every £1 spend on your Card
- Earn one additional Membership Rewards point for virtually every £1 equivalent spent in a foreign currency
- Earn one additional Membership Rewards point for virtually every £1 spent directly with airlines
- Earn two additional Membership Rewards point for virtually every £1 spent at amextravel.co.uk.
- Get 10,000 Membership Rewards points after each year of Cardmembership, when you spend £15,000 within the 12 month period of your Card anniversary.
- Pre-set line of credit will be decided upon application as per our standard credit and affordability criteria assessment.
- Transfer your points to 15 major frequent flyer and hotel programmes
- Two complimentary lounge visits per year to use at over 700 airport lounges globally
- Be over 18
- Have a UK bank or building society account
- Have a permanent UK home address
- Have no history of bad debt
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Raten/aDurationDurationn/aTransfer FeeTransfer Feen/a
- Purchase OfferPurchase OfferIntro RateIntro Raten/aDurationDurationn/a
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers0 %PurchasesPurchases22.9 %Cash WithdrawalsCash Withdrawals3 %
- Other Key FactsAnnual FeeAnnual Fee£140Cash Advance FeesCash Advance Fees3 %Minimum Age18 yearsMinimum Income£0Overseas Transaction FeeOverseas Transaction Fee2.99 %