20 months
21.9 % APR
- 0% interest on balance transfers for 20 months
- 0% interest on purchases for 20 months
- 0% interest on money transfers for 12 months
Calculate your savings
Savings Calculator
How much would you like to spend?
What's your current APR?
You'll save 423
We calculate the interest you would save by spending on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume that the purchase is made in the first month of opening the card.
Features
- 0% interest on balance transfers for 20 months, then 21.9% APR (variable) – 2.90% fee on transfers made in first 60 days, then 5.00%
- 0% interest on money transfers for 12 months, then 23.9% APR (variable) - 4.00% fee on transfers made in first 60 days, then 5.00%
- 0% interest on purchases for 20 months, then 21.9% APR (variable)
Eligibility
- Must be aged 18 or over
- Must be a UK resident
- Must have a UK bank or building society account
- Must have a good credit history
- Must have an annual income of £7,000, or household income of at least £15,000
- Must not be bankrupt, in an IVA, have CCJs or defaults
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration20 monthsTransfer FeeTransfer Fee2.9 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration20 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers21.9 %PurchasesPurchases21.9 %Cash WithdrawalsCash Withdrawals27.9 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees5 %Minimum Age18 yearsMinimum Income£0Overseas Transaction FeeOverseas Transaction Fee2.99 %