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Santander All in One Credit Card

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0% Purchase offer duration
20 mths
Representative % APR (variable)
23.7% APR
You'll save £423

Representative Example

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If you spend £1,200 at a purchase interest rate of 17.9% p.a. (variable) with an annual fee of £36 your representative APR will be 23.7% APR (variable)

What's Good

0% foreign transactions fees when using the card abroad
0% for 26 months on balance transfers, then 17.9% p.a. (variable)
0% for 20 months on purchases, then 17.9% p.a. (variable)
0.5% cashback on all purchases, no limits or caps

What's Bad

£3 monthly fee (£36 annual equivalent)
Transfers from other Santander Group accounts (including cahoot) aren't allowed

Features

0% for 26 months on balance transfers, then 17.9% p.a. (variable) (0% balance transfer fee)
0% for 20 months on purchases, then 17.9% p.a. (variable)
0.5% cashback on all purchases, no limits or caps
0% foreign transactions fees when using the card abroad

Eligibility

Be over 18
Had a permanent UK home address for 3 years
Have an income of £7,500 per year or more
Have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

Calculate your savings

Savings Calculator

Amount

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% APR

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Update Results

You'll save 423

We calculate the interest you would save by spending on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume that the purchase is made in the first month of opening the card.

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
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0 %
Duration
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26 months
Transfer Fee
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0 %
Purchase OfferTooltip
Intro Rate
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0 %
Duration
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20 months
Annual Interest RatesTooltip
Balance Transfers
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17.9 %
Purchases
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17.9 %
Cash Withdrawals
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29.9 %
Other Key Facts
Annual Fee
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£36
Cash Advance Fees
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3 %
Minimum Age
18 years
Minimum Income
£7,500
Overseas Transaction Fee
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0 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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