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Santander All in One Credit Card

Earn cashback abroad

When using your card abroad, earn 1% cashback on purchases made between 13 June and 18 September 2022 (T&Cs apply).

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0% Purchase offer duration
23 mths
Representative % APR (variable)
24.7% APR
You'll save £480

Representative Example

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If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £36 your representative APR will be 24.7% APR (variable)

What's Good

0% foreign transactions fees when using the card abroad
Long combined 0% purchase and balance transfer offer
0.5% cashback on all purchases, no limits or caps
No balance transfer fees
When using your card abroad, earn 1% cashback on purchases made between 13 June and 18 September 2022 (T&Cs apply). Plus, earn up to 15% cashback with Retailer Offers, a free service available through Online and Mobile Banking

What's Bad

£3 monthly fee (£36 annual equivalent)
Transfers from other Santander Group accounts (including cahoot) aren't allowed

Features

0% for 26 months on balance transfers, then 18.9% p.a. (variable) (0% balance transfer fee)
0% for 23 months on purchases, then 18.9% p.a. (variable)
0.5% cashback on all purchases, no limits or caps
0% foreign transactions fees when using the card abroad

Eligibility

Be over 18
Had a permanent UK home address for 3 years
Have an income of £7,500 per year or more
Have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

Calculate your savings

Savings Calculator

Amount

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% APR

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Update Results

You'll save 480

We calculate the interest you would save by spending on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume that the purchase is made in the first month of opening the card.

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
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0 %
Duration
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26 months
Transfer Fee
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0 %
Purchase OfferTooltip
Intro Rate
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0 %
Duration
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23 months
Annual Interest RatesTooltip
Balance Transfers
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18.9 %
Purchases
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18.9 %
Cash Withdrawals
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29.9 %
Other Key Facts
Annual Fee
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£36
Cash Advance Fees
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3 %
Minimum Age
18 years
Minimum Income
£7,500
Overseas Transaction Fee
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0 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

We're on a mission to help everyone move their finances forward and gain financial momentum.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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