34.9 % APR
- 0% on balance transfers for 6 months and 0% on purchases for 6 months
- Rates vary to up to 59.9% APR (variable)
- Could accept people with limited or no credit history
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What's your current APR?
You'll save 129
We calculate the interest you would save by spending on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume that the purchase is made in the first month of opening the card.
- 0% on purchases for 6 months, then standard purchase rate
- 0% on balance transfers for 6 months (3% fee applies), then standard balance rate
- An initial credit limit £250 - £1,200 depending on your personal circumstances
- Be over 18 and have a permanent UK address
- Haven’t been registered bankrupt in the past 18 months
- Haven’t received a County Court Judgement (CCJ) in the past 12 months
- Not available to customers who already have an Aqua card and/or taken out a marbles, Fluid or opus card (also issued by NewDay) in the past 12 months
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration6 monthsTransfer FeeTransfer Fee3 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration6 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers34.95 %PurchasesPurchases34.95 %Cash WithdrawalsCash Withdrawals44.95 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees3 %Minimum Age18 yearsMinimum IncomeNot SpecifiedOverseas Transaction FeeOverseas Transaction Fee2.95 %