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HSBC Purchase Plus Credit Card

0% Purchase offer duration
23 mths
Representative % APR (variable)
22.9% APR
You'll save £410

Representative Example


If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative APR will be 22.9% APR (variable)

What's Good

No annual fee
Earn cashback from your favourite shopping brands with Visa Offers
Get instant discounts from well-known brands around the world with the home&Away rewards programme

What's Bad

Introductory offer for new HSBC Bank Credit Card customers only
Balance transfers must be made within the first 60 days to get the promotional offer
You won't find out your non-introductory balance transfer fee until after you're accepted
The APR you receive can vary depending on your individual circumstances


0% interest for 23 months on balance transfers made within 60 days of account opening, then 22.9% p.a. (variable). (2.90% transfer fee in the first 60 days)
0% on purchases for 23 months after account opening, then 22.9% p.a (variable)


You must have an annual income/pension before tax of £8,500 or more
You must be a resident of the UK. Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply
You must be over 18
You must not hold an HSBC Basic Bank Account

Calculate your savings

Savings Calculator


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Update Results

You'll save 410

We calculate the interest you would save by spending on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume that the purchase is made in the first month of opening the card.

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
0 %
23 months
Transfer Fee
2.9 %
Purchase OfferTooltip
Intro Rate
0 %
23 months
Annual Interest RatesTooltip
Balance Transfers
22.9 %
22.9 %
Cash Withdrawals
27.9 %
Other Key Facts
Annual Fee
Cash Advance Fees
2.99 %
Minimum Age
18 years
Minimum Income
Overseas Transaction Fee
2.99 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

We're on a mission to help everyone move their finances forward and gain financial momentum.

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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