Check Eligibility for the Fluid 9 Month Balance Transfer

Fluid 9 Month Balance Transfer

Max Credit Limit

£2,500

Representative % APR (variable)

34.9% APR

Representative Example

If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative APR will be 34.9% APR (variable)

What's Good

0% interest for 9 months on balance transfers made in the first 60 days, then 34.9% p.a (variable). (4% transfer fee in the first 60 days, then 5%)

9 month balance transfer offer if accepted for this card

Flexible payment dates available

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What's Bad

Rates vary to up to 59.9% APR (variable) depending on your personal circumstances

You could get a lower credit limit down to £250

Promotional balance transfer offer only available on balance transfers made within the first 60 days of account opening

Customers cannot transfer balances from store cards, any other card provided by NewDay, American Express, Pre Paid, Cashplus or business credit cards

Features

TM Connect promotes the Fluid card exclusively with NewDay and acts solely as a credit broker

0% on balance transfers for 9 months (4% fee applies), then standard balance rate

Credit limits range from £250 to £2,500, depending on your personal circumstances

You can transfer up to 90% of your credit limit

Interest rates (other than promotional rates) are linked to the Bank of England Base Rate

Eligibility

You must be over 18

You must have a permanent UK address

You must have a UK bank account

You must not have had any CCJs in the past 12 months

Rates and Fees

Balance Transfer Offer

Intro Rate

0 %

Duration

9 months

Transfer Fee

4 %

Purchase Offer

Intro Rate

n/a

Duration

n/a

Annual Interest Rates

Balance Transfers

34.94 %

Purchases

34.94 %

Cash Withdrawals

44.94 %

Other Key Facts

Annual Fee

£0

Cash Advance Fees

5 %

Minimum Age

18 years

Minimum Income

Not Specified

Overseas Transaction Fee

2.95 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

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