Max Credit Limit
£2,500
Representative APR (variable)
32.9 % APR
- 0% on balance transfers for 9 months (4% fee applies)
- Rates vary up to 59.9% APR (variable)
- Credit limits up to £2,500
Features
- TM Connect promotes the Fluid card exclusively with NewDay and acts solely as a credit broker
- 0% on balance transfers for 9 months (4% fee applies), then standard balance rate
- Credit limits range from £250 to £2,500, depending on your personal circumstances
- You can transfer up to 90% of your credit limit
- Interest rates (other than promotional rates) are linked to the Bank of England Base Rate
Eligibility
- You must be over 18
- You must have a permanent UK address
- You must have a UK bank account
- You must not have had any CCJs in the past 12 months
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration9 monthsTransfer FeeTransfer Fee4 %
- Purchase OfferPurchase OfferIntro RateIntro Raten/aDurationDurationn/a
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers32.94 %PurchasesPurchases32.94 %Cash WithdrawalsCash Withdrawals39.94 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees5 %Minimum Age18 yearsMinimum IncomeNot SpecifiedOverseas Transaction FeeOverseas Transaction Fee2.95 %