Check Eligibility for the Capital One 6 Month Balance Card

Max Credit Limit

£1,500

Representative % APR (variable)

34.9% APR

Representative Example

If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative APR will be 34.9% APR (variable)

What’s Good

The rate you see here is the rate you will get, if accepted

One interest rate for all transactions

You could be accepted with limited credit history

This card can help rebuild your credit history

What’s Bad

You could get a lower credit limit down to £200

You can transfer in up to 90% of the credit limit

Features

0% on balance transfers for 6 months, then 34.9% APR (variable)

3% Balance Transfer fee

Credit limits up to £1,500

Eligibility

Be a UK resident over 18

Not have had any CCJs or IVAs in the past 12 months

Not have been registered bankrupt in the past 12 months

Available to existing customers

Rates and Fees

Balance Transfer Offer

Intro Rate

0 %

Duration

6 months

Transfer Fee

3 %

Purchase Offer

Intro Rate

n/a

Duration

n/a

Annual Interest Rates

Balance Transfers

34.94 %

Purchases

34.94 %

Cash Withdrawals

34.94 %

Other Key Facts

Annual Fee

£0

Cash Advance Fees

3 %

Minimum Age

18 years

Minimum Income

Not Specified

Overseas Transaction Fee

2.75 %

What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

We use cookies as described in our Cookie Policy. Continue browsing or click to accept.