Max Credit Limit
Representative APR (variable)
- 29.7% APR representative (variable) - One of the lower APRs for people with lower credit ratings
- Could accept people with limited or no credit history
- Credit limit up to £1,200
Features
- Start with a credit limit of £250-£1,200 and you could get an increase on your 4th statement
- APR can be between 29.7% and 59.9%
- Could accept people with limited or no credit history
- Credit limit of up to £1,200
- Free access to your credit file
- Unlikely to accept applicants with CCJs in the last 12 months
Eligibility
- Be over 18
- Have a permanent UK address
- Not have been registered bankrupt in the past 18 months
- Unlikely to accept applicants with CCJs in the last 12 months
Rates & Fees
Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card. Rates and duration can differ depending on individual circumstance Intro RateIntro RateThe lowest interest rate you will be charged over the balance transfer period on any balance transferred to the card depending on individual circumstance n/a DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card n/a Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance n/a Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card Intro RateIntro RateThe lowest interest rate you will be charged over the purchase period on any new spending on the card depending on individual circumstance n/a DurationDurationThe length of time that you will be charged the introductory rate on new spending n/a Annual Interest RatesStandard APRsThe Annual Interest Rate is the lowest interest rate that you will be charged on different types of borrowing after the end of any introductory offers. However, you may be charged higher rates depending on individual circumstance. Balance TransfersBalance TransfersThe lowest interest rate you will be charged on balance transfer after the end of any introductory offers depending on individual circumstance. 29.7 % PurchasesPurchasesThe lowest interest rate you will be charged on new spending after the end of any introductory offers depending on individual circumstance. 29.7 % Cash WithdrawalsCash WithdrawalsThe lowest interest rate you will be charged on any cash withdrawals you make with the card depending on individual circumstance. 39.7 % Other Key Facts Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee free £0 Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee 3 % Minimum Age 18 years Minimum Income Not Specified Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee 2.95 %