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Santander All in One Credit Card

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Representative % APR (variable)
27.7% APR

Representative Example

tooltip

If you spend £1,200 at a purchase interest rate of 21.9% p.a. (variable) with an annual fee of £36 your representative APR will be 27.7% APR (variable)

What’s Good

0% foreign transactions fees when using the card abroad
Long combined 0% purchase and balance transfer offer
0.5% cashback on all purchases, no limits or caps
No balance transfer fees
Get cashback, vouchers, prize draws and other offers personalised for you with Santander Boosts

What’s Bad

£3 monthly fee (£36 annual equivalent)
Transfers from other Santander Group accounts (including cahoot) aren't allowed

Features

0% for 15 months on balance transfers, then 21.9% p.a. (variable) (0% balance transfer fee)
0% for 15 months on purchases, then 21.9% p.a. (variable)
0.5% cashback on all purchases, no limits or caps
0% foreign transactions fees when using the card abroad

Eligibility

Be over 18
Had a permanent UK home address for 3 years
Have an income of £7,500 per year or more
Have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip15 months
Transfer Fee
tooltip0 %
Purchase Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip15 months
Annual Interest Ratestooltip
Balance Transfers
tooltip21.9 %
Purchases
tooltip21.9 %
Cash Withdrawals
tooltip29.9 %
Other Key Facts
Annual Fee
tooltip£36
Cash Advance Fees
tooltip3 %
Minimum Age
18 years
Minimum Income
£7,500
Overseas Transaction Fee
tooltip0 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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