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Lloyds Bank Cashback Credit Card

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Representative % APR (variable)
19.9% APR
You could earn £60 in your first year (based on assumed spending of £10,000)

Representative Example

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If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative APR will be 19.9% APR (variable)

What's Good

Get cashback on eligible card purchases with the Lloyds Bank Cashback credit card.
0.25% cashback on your first £4,000 of purchases per calendar year
0.5% cashback on further purchases once you’ve made over £4,000 of purchases per calendar year

What's Bad

The product, APR and promotional offer you could get may vary from the example based on your individual circumstances

Features

Get cashback on eligible card purchases with the Lloyds Bank Cashback credit card.
0.25% cashback on your first £4,000 of purchases per calendar year
0.5% cashback on further purchases once you’ve made over £4,000 of purchases per calendar year
No cap on the amount of cashback you can earn
£20 cashback bonus on your balance, if you've made £1,000 of purchases within 90 days of account opening.

Eligibility

Must be over 18 years of age
Must have a good credit history
Must hold a UK Bank/Building Society Account
Must have had a UK permanent address for at least three years
Must not have been declined for a Lloyds Bank credit card within the last 30 days

Calculate your earnings

In your first year, you can earn up to 60

We think the best way to compare cashback cards is by the cashback you would earn minus any fees.

We assume you pay back your balance in full every month. If you don’t then you may end up paying more in interest than you’ll earn in cashback.

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
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n/a
Duration
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n/a
Transfer Fee
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n/a
Purchase OfferTooltip
Intro Rate
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n/a
Duration
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n/a
Annual Interest RatesTooltip
Balance Transfers
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n/a
Purchases
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19.9 %
Cash Withdrawals
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19.9 %
Other Key Facts
Annual Fee
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£0
Cash Advance Fees
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5 %
Minimum Age
18 years
Minimum Income
Not Specified
Overseas Transaction Fee
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2.95 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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