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Cashplus Self Employed Rewards Card

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Representative % APR (variable)
29.9% APR
You could earn £1,000 in your first year (based on assumed spending of £10,000)

Representative Example

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If you spend £1,200 at a purchase interest rate of 26.48% p.a. (variable) your representative APR will be 29.9% APR (variable)

What's Good

The rate you see here is the rate you will get, if accepted
Guaranteed, personalised credit limit upfront
Collect 1% cashback on purchases
You could build your credit limit up to £5,000 over time

What's Bad

You can only apply for this card if you are a contractor or self-employed

Features

Guaranteed rate and credit limit
1% cashback on purchases
You could be eligible for a credit limit increase every 6 months
Can accept customers with limited credit history

Eligibility

You must be self-employed or a contractor
You must be aged 18 or over
You must be a UK resident

Calculate your earnings

In your first year, you can earn up to 1000

We think the best way to compare cashback cards is by the cashback you would earn minus any fees.

We assume you pay back your balance in full every month. If you don’t then you may end up paying more in interest than you’ll earn in cashback.

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
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n/a
Duration
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n/a
Transfer Fee
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n/a
Purchase OfferTooltip
Intro Rate
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n/a
Duration
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n/a
Annual Interest RatesTooltip
Balance Transfers
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n/a
Purchases
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26.48 %
Cash Withdrawals
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34.08 %
Other Key Facts
Annual Fee
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£0
Cash Advance Fees
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3 %
Minimum Age
18 years
Minimum Income
£5,000
Overseas Transaction Fee
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2.99 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

We're on a mission to help everyone move their finances forward and gain financial momentum.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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