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Vanquis Visa Balance Transfer Credit Card

Balance Transfer offer duration
6 mths
0% Purchase offer duration
Representative % APR (variable)
33.5% APR
Transfer Fee

Representative Example


If you spend £1,000 at a purchase interest rate of 33.5% p.a. (variable) your representative APR will be 33.5% APR (variable)

What’s Good

0% on balance transfers for 6 months 
The rate you see here is the rate you will get, if accepted 
You could build your credit limit up to £5,000 over time
Could accept customers with limited credit history

What’s Bad

Credit limit is not guaranteed if subsequent checks identify an IVA/bankruptcy


Guaranteed credit limit and guaranteed APR 
0% on balance transfers for 6 months, then 33.5% p.a. (variable).(2.9% transfer fee applies)
You can transfer up to 90% of your credit limit
On your 5th statement you could be eligible for a credit limit increase 


You must be aged 18 or over 
You must be a UK resident  
Only available to new Vanquis Bank customers

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
0 %
6 months
Transfer Fee
2.9 %
Purchase Offertooltip
Intro Rate
Annual Interest Ratestooltip
Balance Transfers
33.5 %
33.5 %
Cash Withdrawals
33.5 %
Other Key Facts
Annual Fee
Cash Advance Fees
3 %
Minimum Age
18 years
Minimum Income
Not Specified
Overseas Transaction Fee
2.99 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

We're on a mission to help everyone move their finances forward and gain financial momentum.

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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