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Tesco Bank 18 Month Balance Transfer Card - Guaranteed 28.9% APR

Balance Transfer offer duration
18 mths
0% Purchase offer duration
Representative % APR (variable)
28.9% APR
Transfer Fee

Representative Example


If you spend £1,200 at a purchase interest rate of 28.94% p.a. (variable) your representative APR will be 28.9% APR (variable)

What’s Good

Collect Tesco Clubcard points almost everywhere you use your card, on top of your usual points in Tesco (minimum spend applies)
Manage your money with the Tesco Bank Mobile Banking App and online banking services
You can still apply for this card if you have another credit card with Tesco Bank
No annual fee

What’s Bad

Balance transfers and money transfers must be made within the first 90 days to get the promotional offer
Your introductory rates offer will be withdrawn if Tesco Bank do not receive your minimum payment on time and in full
You cannot transfer a balance from another Tesco Bank Credit Card


0% interest on balance transfers for up to 18 months from account opening, then 28.94% p.a. (variable). (3.49% transfer fee during promotional period then 3.99% transfer fee)
You can transfer up to 95% of your available credit limit


Must be over 18
Must be a UK resident
Must have a UK bank or building society account
Must have a good credit history
Must have an annual income of £5,000 or more

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
0 %
18 months
Transfer Fee
3.49 %
Purchase Offertooltip
Intro Rate
Annual Interest Ratestooltip
Balance Transfers
28.94 %
28.94 %
Cash Withdrawals
29.95 %
Other Key Facts
Annual Fee
Cash Advance Fees
3.99 %
Minimum Age
18 years
Minimum Income
Overseas Transaction Fee
2.75 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

We're on a mission to help everyone move their finances forward and gain financial momentum.

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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