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Santander Everyday Long Term Balance Transfer Credit Card

Balance Transfer offer duration
33 mths
0% Purchase offer duration
3 mths
Representative % APR (variable)
21.9% APR
Transfer Fee

Representative Example


If you spend £1,200 at a purchase interest rate of 21.9% p.a. (variable) your representative APR will be 21.9% APR (variable)

What’s Good

Up to 56 days interest-free credit on purchases
Earn up to 15% cashback with Retailer Offers, a free service available through Online and Mobile Banking
Up to 3 additional cardholders (you will be responsible for the use of and payments on the additional cards)

What’s Bad

No balance transfers from other Santander cards


0% interest on balance transfers for 33 months, then 21.9% p.a. (variable) - 2.65% balance transfer fee
0% interest on purchases for 3 months, then 21.9% p.a. (variable)
No annual fee


Be over 18
Earn a regular income of more than £7,500 per year
Have had a permanent UK address for three years or more
Have no history of bankruptcy or CCJs or an IVA in the last 6 years

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
0 %
33 months
Transfer Fee
2.65 %
Purchase Offertooltip
Intro Rate
0 %
3 months
Annual Interest Ratestooltip
Balance Transfers
21.9 %
21.9 %
Cash Withdrawals
29.9 %
Other Key Facts
Annual Fee
Cash Advance Fees
3 %
Minimum Age
18 years
Minimum Income
Overseas Transaction Fee
2.95 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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