Balance Transfer offer duration
18 months
Transfer Fee
0 %
Purchase offer duration
3 months
Representative APR (variable)
18.9 % APR
- 0% on purchases for 3 months then 18.9% p.a. (variable)
- 0% on balance transfers for 18 months
- No annual fee
Features
- 0% on purchases for 3 months then 18.9% p.a. (variable)
- 0% on balance transfers for 18 months, then 18.9% p.a. (variable) (0% balance transfer fee)
- There are no balance transfer fees during the 0% period. The fees increase to 3% thereafter (£5 minimum).
Eligibility
- Be over 18
- Have a permanent UK home address
- Have an income of £7,500 per year or more
- Have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration18 monthsTransfer FeeTransfer Fee0 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration3 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers18.9 %PurchasesPurchases18.9 %Cash WithdrawalsCash Withdrawals29.9 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees3 %Minimum Age18 yearsMinimum Income£7,500Overseas Transaction FeeOverseas Transaction Fee2.95 %