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Royal Bank of Scotland Balance Transfer Card

RBS Members Only

You’re a member if you have a current account, savings account, credit card, or mortgage with the Royal Bank of Scotland

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Balance Transfer offer duration
18 mths
0% Purchase offer duration
3 mths
Representative % APR (variable)
21.9% APR
Transfer Fee
0%

Representative Example

Tooltip

If you spend £1,200 at a purchase interest rate of 21.9% p.a. (variable) your representative APR will be 21.9% APR (variable)

What's Good

0% interest for up to 18 months on balance transfers made in the first 3 months of account opening
No Balance Transfer Fee
No annual fee

What's Bad

Only available for existing Royal Bank of Scotland customers
Balance transfers must be made within the first 3 months to get the promotional offer
Cannot transfer balances from other Royal Bank of Scotland Group cards

Features

0% interest for up to 18 months on balance transfers, then 21.9% p.a. (variable)
0% interest for the first 3 months on purchases, then 21.9% p.a. (variable)
No Balance Transfer Fee
No annual fee

Eligibility

Must be an existing Royal Bank of Scotland customer and make at least £10,000 a year to apply
Must be over 18 years of age
Must have a good credit history
Must have a permanent UK address for at least 3 years

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
Tooltip0 %
Duration
Tooltip18 months
Transfer Fee
Tooltip0 %
Purchase OfferTooltip
Intro Rate
Tooltip0 %
Duration
Tooltip3 months
Annual Interest RatesTooltip
Balance Transfers
Tooltip21.9 %
Purchases
Tooltip21.9 %
Cash Withdrawals
Tooltip26.9 %
Other Key Facts
Annual Fee
Tooltip£0
Cash Advance Fees
Tooltip3 %
Minimum Age
18 years
Minimum Income
£10,000
Overseas Transaction Fee
Tooltip2.75 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

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We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

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