Balance Transfer offer duration
18 months
Transfer Fee
0 %
Purchase offer duration
3 months
Representative APR (variable)
19.9 % APR
- 0% interest for up to 18 months on balance transfers
- 0% interest for the first 3 months on purchases
Features
- 0% interest for up to 18 months on balance transfers, then 19.9% p.a. (variable)
- 0% interest for the first 3 months on purchases, then 19.9% p.a. (variable)
- No Balance Transfer Fee
- No annual fee
Eligibility
- Must be an existing Royal Bank of Scotland customer and make at least £10,000 a year to apply
- Must be over 18 years of age
- Must have a good credit history
- Must have a permanent UK address for at least 3 years
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration18 monthsTransfer FeeTransfer Fee0 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration3 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers19.9 %PurchasesPurchases19.9 %Cash WithdrawalsCash Withdrawals26.9 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees3 %Minimum Age18 yearsMinimum Income£10,000Overseas Transaction FeeOverseas Transaction Fee2.75 %