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Royal Bank of Scotland Balance Transfer Card

RBS Members Only

You’re a member if you have a current account, savings account, credit card, or mortgage with the Royal Bank of Scotland

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Balance Transfer offer duration
18 mths
0% Purchase offer duration
3 mths
Representative % APR (variable)
21.9% APR
Transfer Fee
0%

Representative Example

Tooltip

If you spend £1,200 at a purchase interest rate of 21.9% p.a. (variable) your representative APR will be 21.9% APR (variable)

What's Good

0% interest for up to 18 months on balance transfers made in the first 3 months of account opening
No Balance Transfer Fee
No annual fee

What's Bad

Only available for existing Royal Bank of Scotland customers
Balance transfers must be made within the first 3 months to get the promotional offer
Cannot transfer balances from other Royal Bank of Scotland Group cards

Features

0% interest for up to 18 months on balance transfers, then 21.9% p.a. (variable)
0% interest for the first 3 months on purchases, then 21.9% p.a. (variable)
No Balance Transfer Fee
No annual fee

Eligibility

Must be an existing Royal Bank of Scotland customer and make at least £10,000 a year to apply
Must be over 18 years of age
Must have a good credit history
Must have a permanent UK address for at least 3 years

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
Tooltip
0 %
Duration
Tooltip
18 months
Transfer Fee
Tooltip
0 %
Purchase OfferTooltip
Intro Rate
Tooltip
0 %
Duration
Tooltip
3 months
Annual Interest RatesTooltip
Balance Transfers
Tooltip
21.9 %
Purchases
Tooltip
21.9 %
Cash Withdrawals
Tooltip
26.9 %
Other Key Facts
Annual Fee
Tooltip
£0
Cash Advance Fees
Tooltip
3 %
Minimum Age
18 years
Minimum Income
£10,000
Overseas Transaction Fee
Tooltip
2.75 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

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