Check Eligibility for the Ocean 3 month 0% Credit Card

Back to cards

Balance Transfer offer duration

3 mths

0% Purchase offer duration

3 mths

Representative % APR (variable)

29.9% APR

Transfer Fee

2.9%

Check my eligibility

Representative Example

If you spend £1,200 at a purchase interest rate of 29.94% p.a. (variable) your representative APR will be 29.9% APR (variable)

What’s Good

0% on balance transfers for 3 months and 0% on purchases for 3 months

One of the lower APRs for people with poor credit

The rate you see here is the rate you will get, if accepted

24/7 servicing on web and in app

What’s Bad

You could get a lower credit limit down to £200

Features

0% interest for up to 3 months on balance transfers, then 29.94% p.a (variable). (2.9% transfer fee applies to all balances transferred)

0% interest for up to 3 months on purchases, then 29.94% p.a. (variable)

You can transfer up to 90% of your credit limit

Know if you‘ll be accepted before you apply with QuickCheck

24/7 servicing on web and in app

Eligibility

You must be aged 18 or over

You must be a UK resident

Rates and Fees

Balance Transfer Offer

Intro Rate

0 %

Duration

3 months

Transfer Fee

2.9 %

Purchase Offer

Intro Rate

0 %

Duration

3 months

Annual Interest Rates

Balance Transfers

29.94 %

Purchases

29.94 %

Cash Withdrawals

29.94 %

Other Key Facts

Annual Fee

£0

Cash Advance Fees

3 %

Minimum Age

18 years

Minimum Income

Not Specified

Overseas Transaction Fee

2.75 %

What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

We use cookies as described in our Cookie Policy. Continue browsing or click to accept.