Check Eligibility for the Luma Purchase

Back to cards

Balance Transfer offer duration

N/A

0% Purchase offer duration

3 mths

Representative % APR (variable)

35.9% APR

Transfer Fee

N/A

Check my eligibility

Representative Example

If you spend £1,200 at a purchase interest rate of 35.94% p.a. (variable) your representative APR will be 35.9% APR (variable)

What’s Good

0% on purchases for 3 months, then 35.94% p.a.(variable)

The rate you see here is the rate you will get, if accepted

Online account management and mobile app

You could be accepted with limited credit history, have CCJs or other issues with your credit rating

What’s Bad

High APR for cards in this segment of the market

You could get a lower credit limit down to £200

Features

Online account management and mobile app

Get a response to your application in 60 seconds

Eligibility

Be over 18

Not already have a Luma card

Not have been registered bankrupt in the past 12 months

Rates and Fees

Balance Transfer Offer

Intro Rate

n/a

Duration

n/a

Transfer Fee

n/a

Purchase Offer

Intro Rate

0 %

Duration

3 months

Annual Interest Rates

Balance Transfers

35.94 %

Purchases

35.94 %

Cash Withdrawals

35.94 %

Other Key Facts

Annual Fee

£0

Cash Advance Fees

3 %

Minimum Age

18 years

Minimum Income

Not Specified

Overseas Transaction Fee

2.75 %

What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

We use cookies as described in our Cookie Policy. Continue browsing or click to accept.