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Lloyds Bank Low Rate Card

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Balance Transfer offer duration
N/A
0% Purchase offer duration
N/A
Representative % APR (variable)
9.9% APR
Transfer Fee
0%

Representative Example

Tooltip

If you spend £1,200 at a purchase interest rate of 9.94% p.a. (variable) your representative APR will be 9.9% APR (variable)

What's Good

Low representative APR of 9.9% (variable)
No balance transfer fee for the first 90 days of account opening, 5% thereafter
No annual fee

What's Bad

The product, APR and promotional offer you could get may vary from the example based on your individual circumstances
Any balance transfers made after 90 days of account opening will incur the standard 5% balance transfer fee
You can't transfer between Lloyds Bank accounts

Features

Low representative APR of 9.9% (variable)
No balance transfer fee for the first 90 days of account opening, 5% thereafter
No annual fee

Eligibility

Must be over 18 years of age
Must have a good credit history
Must hold a UK Bank/Building Society Account
Must have had a UK permanent address for at least three years
Must not have been declined for a Lloyds Bank credit card within the last 30 days

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
Tooltip
n/a
Duration
Tooltip
n/a
Transfer Fee
Tooltip
0 %
Purchase OfferTooltip
Intro Rate
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n/a
Duration
Tooltip
n/a
Annual Interest RatesTooltip
Balance Transfers
Tooltip
9.94 %
Purchases
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9.94 %
Cash Withdrawals
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9.94 %
Other Key Facts
Annual Fee
Tooltip
£0
Cash Advance Fees
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5 %
Minimum Age
18 years
Minimum Income
£0
Overseas Transaction Fee
Tooltip
2.95 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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