Skip to main content

HSBC Classic Credit Card

Loading...
Balance Transfer offer duration
N/A
0% Purchase offer duration
N/A
Representative % APR (variable)
29.9% APR
Transfer Fee
N/A

Representative Example

Tooltip

If you spend £1,000 at a purchase interest rate of 29.9% p.a. (variable) your representative APR will be 29.9% APR (variable)

What's Good

No annual fee
Up to £1,000 credit available
Build or improve your credit rating

What's Bad

Features

Apple Pay – immediate access to spending
Get instant discounts from well-known brands around the world with HSBC's 'home&Away' rewards programme
Get an additional card

Eligibility

Have an annual income/pension before tax of £6,800 or more
Be over 18, and a resident of the UK
Be an HSBC current account customer (Not available to customers with a Basic Bank Account)
You can't transfer a balance from another card issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
Tooltip
n/a
Duration
Tooltip
n/a
Transfer Fee
Tooltip
n/a
Purchase OfferTooltip
Intro Rate
Tooltip
n/a
Duration
Tooltip
n/a
Annual Interest RatesTooltip
Balance Transfers
Tooltip
n/a
Purchases
Tooltip
29.9 %
Cash Withdrawals
Tooltip
29.9 %
Other Key Facts
Annual Fee
Tooltip
£0
Cash Advance Fees
Tooltip
2.99 %
Minimum Age
18 years
Minimum Income
£6,800
Overseas Transaction Fee
Tooltip
2.99 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

TotallyMoney Logo

We're on a mission to improve the UK's credit score and help people move on up to a better future.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

We use cookies as described in our Cookie Policy. Continue browsing or click to accept.