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Aqua Classic Dual Credit Card - Exclusive Offer

Exclusive Offer

Exclusive to TotallyMoney until the 31st January 2022

Balance Transfer offer duration
6 mths
0% Purchase offer duration
6 mths
Representative % APR (variable)
34.9% APR
Transfer Fee

Representative Example


If you spend £1,200 at a purchase interest rate of 34.95% p.a. (variable) your representative APR will be 34.9% APR (variable)

What's Good

0% interest on balance transfers for 6 months (3% fee applies)
0% interest on purchases for 6 months, then your standard purchase rate
You could be accepted with poor or limited credit history

What's Bad

Rates vary up to 59.9% depending on your individual circumstances
You could get a lower credit limit down to £250


0% interest on balance transfers for 6 months, then 34.9% APR (variable)
3% fee applies to all balance transfers
You can transfer up to 90% of your credit limit
0% interest on purchases for 6 months, then 34.9% APR (variable)
Interest rates (other than promotional rates) are linked to the Bank of England Base Rate
You could be accepted with limited credit history


You must be over 18
You must have a permanent UK address
You're not eligible for this card if you've had a CCJ in the past 12 months or if you've been declared bankrupt in the past 18 months
You must not already have an aqua card or have taken out a marbles, Fluid or opus card (also issued by NewDay) in the past 12 months
You cannot transfer a balance from any card provided by NewDay

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
0 %
6 months
Transfer Fee
3 %
Purchase OfferTooltip
Intro Rate
0 %
6 months
Annual Interest RatesTooltip
Balance Transfers
34.95 %
34.95 %
Cash Withdrawals
44.95 %
Other Key Facts
Annual Fee
Cash Advance Fees
5 %
Minimum Age
18 years
Minimum Income
Not Specified
Overseas Transaction Fee
2.95 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

We're on a mission to improve the UK's credit score and help people move on up to a better future.

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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