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Aqua Classic Balance Transfer Card

Balance Transfer offer duration
6 mths
0% Purchase offer duration
Representative % APR (variable)
34.9% APR
Transfer Fee

Representative Example


If you spend £1,200 at a purchase interest rate of 34.95% p.a. (variable) your representative APR will be 34.9% APR (variable)

What’s Good

You could be accepted with limited credit history
Offers a long balance transfer offer for customers with limited credit history
Your credit limit could increase after 4 months
This card can help to build your credit rating

What’s Bad

3% fee on all balance transfers
Balance transfers must be made within the first 60 days to get the promotional offer
The APR you receive can vary depending on your individual circumstances


Rates vary to up to 59.9% APR (variable)
Credit limit of up to £1,200
Interest rates (other than promotional rates) are linked to the Bank of England Base Rate
You can transfer up to 90% of your credit limit
0% interest on balance transfers for six months. After the introductory period ends the standard balance rate will come into effect


Be over 18 and have a permanent UK address
Don’t already have an aqua card and haven’t have taken out an aqua, marbles, opus or Fluid card in the past 12 months.
You're not eligible for this card if you've had a CCJ in the last 12 months or if you've been declared bankrupt in the last 18 months

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
0 %
6 months
Transfer Fee
3 %
Purchase Offertooltip
Intro Rate
Annual Interest Ratestooltip
Balance Transfers
34.95 %
34.95 %
Cash Withdrawals
44.95 %
Other Key Facts
Annual Fee
Cash Advance Fees
5 %
Minimum Age
18 years
Minimum Income
Not Specified
Overseas Transaction Fee
2.95 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

We're on a mission to help everyone move their finances forward and gain financial momentum.

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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