Check Eligibility for the Santander Everyday Long Term Balance Transfer Credit Card

Back to cards

Balance Transfer offer duration

28 mths

Transfer Fee

3%

Representative % APR (variable)

22.9% APR

Check my eligibility

Representative Example

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative APR will be 22.9% APR (variable)

What’s Good

Up to 56 days interest-free credit on purchases

Get cashback, vouchers, prize draws and other offers personalised for you with Santander Boosts

Up to 3 additional cardholders (you will be responsible for the use of and payments on the additional cards)

What’s Bad

No balance transfers from other Santander cards

Features

0% interest on balance transfers for 28 months, then 22.9% p.a. (variable) - 3% balance transfer fee

0% interest on purchases for 3 months, then 21.9% p.a. (variable)

No annual fee

Eligibility

Be over 18

Earn a regular income of more than £7,500 per year

Have had a permanent UK address for three years or more

Have no history of bankruptcy or CCJs or an IVA in the last 6 years

To be eligible for Santander Boosts, you must have a personal Santander debit or credit card, be 18 years or over and be registered for Online and Mobile Banking.

Rates and Fees

Balance Transfer Offer

Intro Rate

0 %

Duration

28 months

Transfer Fee

3 %

Purchase Offer

Intro Rate

0 %

Duration

3 months

Annual Interest Rates

Balance Transfers

22.9 %

Purchases

22.9 %

Cash Withdrawals

29.9 %

Other Key Facts

Annual Fee

£0

Cash Advance Fees

3 %

Minimum Age

18 years

Minimum Income

£7,500

Overseas Transaction Fee

2.95 %

What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

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