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Santander Everyday Long Term Balance Transfer Credit Card

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Balance Transfer offer duration
31 mths
Transfer Fee
2.75%
Representative % APR (variable)
20.9% APR
You'll save £829

Representative Example

Tooltip

If you spend £1,200 at a purchase interest rate of 20.9% p.a. (variable) your representative APR will be 20.9% APR (variable)

What's Good

Up to 56 days interest-free credit on purchases
Earn up to 15% cashback with Retailer Offers, a free service available through Online and Mobile Banking
Up to 3 additional cardholders (you will be responsible for the use of and payments on the additional cards)

What's Bad

No balance transfers from other Santander cards

Features

0% interest on balance transfers for 31 months, then 20.9% p.a. (variable) - 2.75% balance transfer fee
0% interest on purchases for 3 months, then 20.9% p.a. (variable)
No annual fee

Eligibility

Be over 18
Earn a regular income of more than £7,500 per year
Have had a permanent UK address for three years or more
Have no history of bankruptcy or CCJs or an IVA in the last 6 years

Calculate your savings

Savings Calculator

Amount

How much would you like to transfer?

Repayments

How much can you repay monthly?

% APR

What's your current card's APR?

Update Savings

You'll save 829

See how we calculate this

Your savings

Interest savedInterest savedThe interest saved over the length of the 0% deal compared to borrowing on a card with your current APR (over the 0% period)
£911
Transfer feeTransfer feeThe one off handling fee that you will have to pay if you transfer a balance
£82
Annual feeAnnual feeSome cards charge an annual fee, although the majority are fee free
£0
You'll save
£829

We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.

We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
Tooltip
0 %
Duration
Tooltip
31 months
Transfer Fee
Tooltip
2.75 %
Purchase OfferTooltip
Intro Rate
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0 %
Duration
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3 months
Annual Interest RatesTooltip
Balance Transfers
Tooltip
20.9 %
Purchases
Tooltip
20.9 %
Cash Withdrawals
Tooltip
29.9 %
Other Key Facts
Annual Fee
Tooltip
£0
Cash Advance Fees
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3 %
Minimum Age
18 years
Minimum Income
£7,500
Overseas Transaction Fee
Tooltip
2.95 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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