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Santander Everyday Credit Card

27 months
Balance Transfer offer duration
0 %
Transfer Fee
18.9 % APR
Representative APR (variable)
  • 0% on purchases for 3 months then 18.9% p.a. (variable)
  • 0% on balance transfers for 27 months, then 18.9% p.a. (variable)
  • No annual fee

Calculate your savings

Savings Calculator

Amount

How much would you like to transfer?

Repayments

How much can you repay monthly?

% APR

Whats your current card's APR?

Update Savings

You'll save 851

See how we calculate this

Your savings

Interest savedInterest savedThe interest saved over the length of the 0% deal compared to borrowing on a card with your current APR (over the 0% period)
£851
Transfer feeTransfer feeThe one off handling fee that you will have to pay if you transfer a balance
£0
Annual feeAnnual feeSome cards charge an annual fee, although the majority are fee free
£0
You'll save
£851

We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.

We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here

Features

  • 0% on purchases for 3 months then 18.9% p.a. (variable)
  • 0% on balance transfers for 27 months, then 18.9% p.a. (variable)
  • There are no balance transfer fees during the 0% period. The fees increase to 3% thereafter (£5 minimum).

Eligibility

  • Be over 18
  • Have a permanent UK home address
  • Have an income of £7,500 per year or more
  • No county court judgments or bankruptcy history

Rates & Fees

  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card. Rates and duration can differ depending on individual circumstance
    Intro RateIntro RateThe lowest interest rate you will be charged over the balance transfer period on any balance transferred to the card depending on individual circumstance0 %
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card27 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance0 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe lowest interest rate you will be charged over the purchase period on any new spending on the card depending on individual circumstance0 %
    DurationDurationThe length of time that you will be charged the introductory rate on new spending3 months
  • Annual Interest RatesStandard APRsThe Annual Interest Rate is the lowest interest rate that you will be charged on different types of borrowing after the end of any introductory offers. However, you may be charged higher rates depending on individual circumstance.
    Balance TransfersBalance TransfersThe lowest interest rate you will be charged on balance transfer after the end of any introductory offers depending on individual circumstance.18.9 %
    PurchasesPurchasesThe lowest interest rate you will be charged on new spending after the end of any introductory offers depending on individual circumstance.18.9 %
    Cash WithdrawalsCash WithdrawalsThe lowest interest rate you will be charged on any cash withdrawals you make with the card depending on individual circumstance.29.9 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee free£0
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee3 %
    Minimum Age18 years
    Minimum Income£7,500
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.95 %