18 months
0 %
18.9 % APR
- 0% on purchases for 3 months then 18.9% p.a. (variable)
- 0% on balance transfers for 18 months
- No annual fee
Calculate your savings
Savings Calculator
How much would you like to transfer?
How much can you repay monthly?
What's your current card's APR?
You'll save 649
Your savings
We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here
Features
- 0% on purchases for 3 months then 18.9% p.a. (variable)
- 0% on balance transfers for 18 months, then 18.9% p.a. (variable) (0% balance transfer fee)
- There are no balance transfer fees during the 0% period. The fees increase to 3% thereafter (£5 minimum).
Eligibility
- Be over 18
- Have a permanent UK home address
- Have an income of £7,500 per year or more
- Have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration18 monthsTransfer FeeTransfer Fee0 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration3 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers18.9 %PurchasesPurchases18.9 %Cash WithdrawalsCash Withdrawals29.9 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees3 %Minimum Age18 yearsMinimum Income£7,500Overseas Transaction FeeOverseas Transaction Fee2.95 %