Balance Transfer offer duration
Transfer Fee
Representative APR (variable)
You'll save
- 0% for 39 months on balance transfers, then 15.9% p.a. (variable) (0% balance transfer fee)
- 0% for 6 months on purchases, then 15.9% p.a. (variable)
- 0.5% cashback on all purchases, no limits or caps
- £3 monthly fee (£36 annual equivalent)
See how much you'll save
Balance To TransferWhat is the value of the credit card balance(s) that you plan to transfer ?
Monthly RepaymentHow much of the balance do you plan to pay off in the average month?
Your Current % APRIf you are unsure then use 18% to see an average result
You'll save 932
| Interest savedInterest savedThe interest saved over the length of the 0% deal compared to borrowing on a card with your current APR over the 0% period | £968 |
| Transfer feeTransfer feeThe one off handling fee that you will have to pay if you transfer a balance | £0 |
| Annual feeAnnual feeSome cards charge an annual fee, although the majority are fee free | £36 |
You'll save | £932 |
We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here
Features
- 0% for 39 months on balance transfers, then 15.9% p.a. (variable) (0% balance transfer fee)
- 0% for 6 months on purchases, then 15.9% p.a. (variable)
- 0.5% cashback on all purchases, no limits or caps
- 0% foreign transactions fees when using the card abroad
- No monthly fee for 6 months, if you have a 1I2I3 current account. Qualifying criteria applies.
Eligibility
- Be over 18
- Have a permanent UK home address
- Have an income of £7,500 per year or more
- No county court judgments or bankruptcy history
Rates & Fees
Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card. Rates and duration can differ depending on individual circumstance Intro RateIntro RateThe lowest interest rate you will be charged over the balance transfer period on any balance transferred to the card depending on individual circumstance 0 % DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card 39 months Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance 0 % Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card Intro RateIntro RateThe lowest interest rate you will be charged over the purchase period on any new spending on the card depending on individual circumstance 0 % DurationDurationThe length of time that you will be charged the introductory rate on new spending 6 months Annual Interest RatesStandard APRsThe Annual Interest Rate is the lowest interest rate that you will be charged on different types of borrowing after the end of any introductory offers. However, you may be charged higher rates depending on individual circumstance. Balance TransfersBalance TransfersThe lowest interest rate you will be charged on balance transfer after the end of any introductory offers depending on individual circumstance. 15.9 % PurchasesPurchasesThe lowest interest rate you will be charged on new spending after the end of any introductory offers depending on individual circumstance. 15.9 % Cash WithdrawalsCash WithdrawalsThe lowest interest rate you will be charged on any cash withdrawals you make with the card depending on individual circumstance. 29.9 % Other Key Facts Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee free £36 Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee 3 % Minimum Age 18 years Minimum Income £7,500 Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee 0 %