Check Eligibility for the Santander All in One Credit Card

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Santander All in One Credit Card

£30 Amazon Gift Card

Claim a £30 Amazon Gift Card if your application is accepted. Offer ends 24/02/2022. T&Cs apply.

Balance Transfer offer duration

26 mths

Transfer Fee

0%

Representative % APR (variable)

23.7% APR

You'll save £797

Check My Eligibility

Representative Example

If you spend £1,200 at a purchase interest rate of 17.9% p.a. (variable) with an annual fee of £36 your representative APR will be 23.7% APR (variable)

What's Good

0% foreign transactions fees when using the card abroad

0% for 26 months on balance transfers, then 17.9% p.a. (variable)

0% for 20 months on purchases, then 17.9% p.a. (variable)

0.5% cashback on all purchases, no limits or caps

What's Bad

£3 monthly fee (£36 annual equivalent)

Transfers from other Santander Group accounts (including cahoot) aren't allowed

Features

0% for 26 months on balance transfers, then 17.9% p.a. (variable) (0% balance transfer fee)

0% for 20 months on purchases, then 17.9% p.a. (variable)

0.5% cashback on all purchases, no limits or caps

0% foreign transactions fees when using the card abroad

Eligibility

Be over 18

Had a permanent UK home address for 3 years

Have an income of £7,500 per year or more

Have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

Calculate your savings

Savings Calculator

Amount

How much would you like to transfer?

Repayments

How much can you repay monthly?

% APR

What's your current card's APR?

Update Savings

You'll save 797

See how we calculate this

Your savings

Interest savedInterest savedThe interest saved over the length of the 0% deal compared to borrowing on a card with your current APR (over the 0% period)

£833

Transfer feeTransfer feeThe one off handling fee that you will have to pay if you transfer a balance

£0

Annual feeAnnual feeSome cards charge an annual fee, although the majority are fee free

£36

You'll save

£797

We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.

We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here

Rates and Fees

Balance Transfer Offer

Intro Rate

0 %

Duration

26 months

Transfer Fee

0 %

Purchase Offer

Intro Rate

0 %

Duration

20 months

Annual Interest Rates

Balance Transfers

17.9 %

Purchases

17.9 %

Cash Withdrawals

29.9 %

Other Key Facts

Annual Fee

£36

Cash Advance Fees

3 %

Minimum Age

18 years

Minimum Income

£7,500

Overseas Transaction Fee

0 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

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