Skip to main content

Natwest Balance Transfer Card

NATWEST MEMBERS ONLY

You're a member if you have a current account, savings account, credit card or mortgage with Natwest

Loading...
Balance Transfer offer duration
18 mths
Transfer Fee
0%
Representative % APR (variable)
21.9% APR
You'll save £649

Representative Example

Tooltip

If you spend £1,200 at a purchase interest rate of 21.9% p.a. (variable) your representative APR will be 21.9% APR (variable)

What's Good

0% interest for up to 18 months on balance transfers made in the first 3 months of account opening
No Balance Transfer Fee
No annual fee

What's Bad

Only available for existing Natwest customers
Cannot transfer balances from other Royal Bank of Scotland Group cards
APR can vary from 21.9% APR (variable) to 29.9% APR (variable) depending on individual circumstances
Balance transfers must be made within the first 3 months to get the promotional offer

Features

0% interest for up to 18 months on balance transfers, then 21.9% p.a. (variable)
0% interest for the first 3 months on purchases, then 21.9% p.a. (variable)
No Balance Transfer Fee
No annual fee

Eligibility

Must be an existing Natwest customer and make at least £10,000 a year to apply
Must be over 18 years of age
Must have a good credit history
Must have a permanent UK address for at least 3 years

Calculate your savings

Savings Calculator

Amount

How much would you like to transfer?

Repayments

How much can you repay monthly?

% APR

What's your current card's APR?

Update Savings

You'll save 649

See how we calculate this

Your savings

Interest savedInterest savedThe interest saved over the length of the 0% deal compared to borrowing on a card with your current APR (over the 0% period)
£649
Transfer feeTransfer feeThe one off handling fee that you will have to pay if you transfer a balance
£0
Annual feeAnnual feeSome cards charge an annual fee, although the majority are fee free
£0
You'll save
£649

We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.

We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
Tooltip
0 %
Duration
Tooltip
18 months
Transfer Fee
Tooltip
0 %
Purchase OfferTooltip
Intro Rate
Tooltip
0 %
Duration
Tooltip
3 months
Annual Interest RatesTooltip
Balance Transfers
Tooltip
21.9 %
Purchases
Tooltip
21.9 %
Cash Withdrawals
Tooltip
26.9 %
Other Key Facts
Annual Fee
Tooltip
£0
Cash Advance Fees
Tooltip
3 %
Minimum Age
18 years
Minimum Income
£10,000
Overseas Transaction Fee
Tooltip
2.75 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

TotallyMoney Logo

We're on a mission to improve the UK's credit score and help people move on up to a better future.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

We use cookies as described in our Cookie Policy. Continue browsing or click to accept.