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HSBC No Fee Balance Transfer Credit Card

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Balance Transfer offer duration
16 mths
Transfer Fee
0%
Representative % APR (variable)
23.9% APR

Representative Example

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If you spend £1,200 at a purchase interest rate of 23.9% p.a. (variable) your representative APR will be 23.9% APR (variable)

What’s Good

0% interest on balance transfers for 16 months
No balance transfer fee applies
No annual fee

What’s Bad

Introductory offer for new HSBC Bank Credit Card customers only
You can't transfer a balance from another card issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.

Features

0% interest for 16 months on balance transfers made within the first 60 days of account opening
No fee is applied to all balances transferred within this period
0% on purchases for 3 months after account opening, then 23.9% p.a. (variable)

Eligibility

Have an annual income/pension before tax of £6,800 or more
Be over 18, and a resident of the UK
You can't have held an HSBC credit card in the last 6 months
You can't transfer a balance from another card issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
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0 %
Duration
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16 months
Transfer Fee
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0 %
Purchase Offertooltip
Intro Rate
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0 %
Duration
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3 months
Annual Interest Ratestooltip
Balance Transfers
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23.9 %
Purchases
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23.9 %
Cash Withdrawals
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29.9 %
Other Key Facts
Annual Fee
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£0
Cash Advance Fees
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2.99 %
Minimum Age
18 years
Minimum Income
£6,800
Overseas Transaction Fee
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2.99 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

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We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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