21.9 % APR
- 0% interest on balance transfers for 28 month
- 0% interest on purchases for 3 months
Calculate your savings
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Whats your current card's APR?
You'll save 795
We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here
- 0% interest for 28 months on balance transfers made within the first 60 days of account opening
- A 1.4% fee is applied to all balances transferred within this period (minimum £5)
- 0% on purchases for 3 months after account opening, then 21.9% p.a (variable)
- Have an annual income/pension before tax of £8,500 or more
- Be a resident of the UK*
- Be over 18, and not hold an HSBC Basic Bank Account
- *Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration28 monthsTransfer FeeTransfer Fee1.4 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration3 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers21.9 %PurchasesPurchases21.9 %Cash WithdrawalsCash Withdrawals27.9 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees2.99 %Minimum Age18 yearsMinimum Income£8,500Overseas Transaction FeeOverseas Transaction Fee2.99 %