6 months
4 %
29.9 % APR
- 0% on balance transfers for six months (4% fee)
- Credit limits up to £2,500
- Get a six-month balance transfer offer if accepted for this card
Calculate your savings
Savings Calculator
How much would you like to transfer?
How much can you repay monthly?
What's your current card's APR?
You'll save 129
Your savings
We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here
Features
- MI Money promotes the Fluid card exclusively with NewDay and acts solely as a credit broker
- 0% interest for 6 months on balance transfers made in the first 60 days, then 29.94% p.a (variable). (4% transfer fee in the first 60 days, then 5%)
- Promotional balance transfer offer only available on balance transfers made within the first 60 days of account opening
- Get a six-month balance transfer offer if accepted for this card
- Interest rates (other than promotional rates) are linked to the Bank of England Base Rate
Eligibility
- Be over 18
- Have a permanent UK address
- No CCJs in the past 12 months
- Customers must have a UK bank account
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration6 monthsTransfer FeeTransfer Fee4 %
- Purchase OfferPurchase OfferIntro RateIntro Raten/aDurationDurationn/a
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers29.94 %PurchasesPurchases29.94 %Cash WithdrawalsCash Withdrawals39.94 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees5 %Minimum Age18 yearsMinimum IncomeNot SpecifiedOverseas Transaction FeeOverseas Transaction Fee2.95 %